408 Lilac Dr, Los Osos, CA 93402 Property Records

San Luis Obispo County property record for 408 Lilac Dr, Los Osos, CA 93402

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,951 sqft · built 1973
Lot Size	0.126 acres (5,500 sqft)
Owner	Company Name on File
Last Sale	$899,000 (Oct 2022)
Tax Bill	$12,901 (2025)
Deeds & Mortgages	Oct 2022 Sale & Mortgage May 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`074-183-032`

Property Details

APN / Parcel Number

Primary APN	`074-183-032`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,951 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Construction Type	Wood
Lot Area	5,500 sqft (0.126 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Septic

Location & Zoning

Street Address	408 LILAC DR
City	LOS OSOS
State	CA
Zip	93402-3748
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	REDFIELD WD BL 8 LT 25
Legal Subdivision	REDFIELD WOODS
Legal Block	8
Legal Lot Number	25
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	NORTH COAST
Census Block Group	3
Census Block	3013
Census Tract	10707

Owner

408 Lilac Dr is owned by a company that bought it in October 2022.

Source: San Luis Obispo County records, as of August 6, 2026

Owner of Record	Company Name on File
Mailing Address	408 LILAC DR, LOS OSOS, CA 93402-3748
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2022	Grant Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
May 28, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 31, 2022 · Amount on File
Deed Sale	Oct 31, 2022 · Amount on File
Prior Sale	Jul 5, 2006 · Amount on File
Deed Document Number	202243177
Prior Transfer Date	Oct 25, 2022
Prior Transfer Doc	0000043176
Record Updated	Oct 29, 2026

October 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Oct 31, 2022
Property Address	408 LILAC DR, LOS OSOS, CA 93402-3748
Document Number	0000043177
Map Reference	MB 3 PG 51
Instrument Date	Oct 4, 2022
Instrument	2022043177
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	408 LILAC DR, LOS OSOS, CA 93402-3748

Mortgage

Document Number	0000043178
Date	Oct 31, 2022
Instrument	2022043178

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2052

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	May 28, 2021
Property Address	408 LILAC DR, LOS OSOS, CA 93402-3748
Document Number	0000039690
Map Reference	MB 3 PG 51
Instrument Date	May 5, 2021
Instrument	2021039690
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	408 LILAC DR, LOS OSOS, CA 93402-3748

Tax Assessment & Valuation

The 2025 property tax bill for 408 Lilac Dr was $12,901.

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Unified School District	San Luis Coastal Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$954,024 (+2%) Land $504,073 Building $449,951
2025	$12,901.00	$935,319 Land $494,190 Building $441,129
2023	$12,291.00 (+34.89%)	$899,000 Land $475,000 Building $424,000
2022	$9,112.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 408 Lilac Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 408 Lilac Dr is moderate, ranking above 46% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 72% of California
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GOLDEN STATE WATER COMPANY - LOS OSOS private · serves 5,942 people · EPA ID CA4010017
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 476 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Astound Broadband, Surfnet Communications, Verizon.

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