Chesapeake City property record for 408 Lance Ct, Chesapeake, VA 23325
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,707 sqft · built 1971 |
| Lot Size | 0.305 acres (13,286 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $214,500 (Jul 2008) |
| Tax Bill | $3,082 (2025) |
| Deeds & Mortgages | Dec 2017 Refinance Apr 2020 Mortgage + 1 more |
| APN | 0192002002960 |
| Primary APN | 0192002002960 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,707 sqft Living Area |
| 1st Floor Area | 1,707 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 13,286 sqft (0.305 acres) |
| Lot Width | 54 ft Width |
| Garage Type | Attached |
| Garage Area | 1,104 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 16 sqft |
| Deck Area | 552 sqft |
| Patio Area | 450 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 408 LANCE CT |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23325-4320 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10S: RESI |
| Legal Description | 296 GEORGETOWN EAST SEC 2 |
| Legal Subdivision | GEORGETOWN EAST |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 20808 |
Source: Chesapeake City records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 408 LANCE CT, CHESAPEAKE, VA 23325-4320 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 8, 2017 | Deed of Trust, Mortgage · Stand-Alone Refinance PNC MORTGAGE |
| Apr 17, 2020 | Deed of Trust, Mortgage · Commercial Mortgage TRUIST BANK |
| Dec 4, 2019 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 16, 2008 · Amount on Record |
| Deed Sale | Jul 16, 2008 · Amount on Record |
| Deed Book / Page | 7549 / 515 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 408 LANCE CT, CHESAPEAKE, VA 23325-4320 |
| Transaction Type | Mortgage |
| Record Updated | Sep 22, 2023 |
| Title Company | NATIONALLINK |
| Name | Verified Name |
|---|
| Document Number | 09863/1378 |
|---|---|
| Date | Dec 8, 2017 |
| Book Page | 9863/1378 |
| Instrument | 170033939 |
| Name | PNC MORTGAGE |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jan 1, 2038 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.88% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 408 LANCE CT, CHESAPEAKE, VA 23325-4320 |
| Transaction Type | Mortgage |
| Record Updated | Sep 22, 2023 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 0010138/49 |
|---|---|
| Date | Apr 17, 2020 |
| Book Page | 10138/49 |
| Instrument | 200011848 |
| Name | TRUIST BANK |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 8, 2050 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 408 LANCE CT, CHESAPEAKE, VA 23325-4320 |
| Transaction Type | Mortgage |
| Record Updated | Sep 22, 2023 |
| Name | Verified Name |
|---|
| Document Number | 10086/1388 |
|---|---|
| Date | Dec 4, 2019 |
| Book Page | 10086/1388 |
| Instrument | 190033566 |
| Name | LOANDEPOT.COM LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2049 |
| Rate Type | Fixed Rate |
|---|
Source: Chesapeake City assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $324,200 (+6.26%) Land $135,000 Building $189,200 | $324,200 (+6.26%) Land $135,000 Building $189,200 | |
| 2025 | $3,082.00 (+31.54%) | $305,100 (+4.17%) Land $125,000 Building $180,100 | $305,100 (+4.17%) Land $125,000 Building $180,100 |
| 2023 | $292,900 (+6.28%) Land $105,000 Building $187,900 | $292,900 (+6.28%) Land $105,000 Building $187,900 | |
| 2022 | $275,600 Land $95,000 Building $180,600 | $275,600 Land $95,000 Building $180,600 | |
| 2019 | $2,343.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 2 (1998–2010) |
| Most Recent Claim | Jan 2010 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 99% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 341 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber | 980 / 880 |
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