Bergen County and Northvale Borough property record for 408 Johned Rd, Northvale, NJ 07647
| Property Type | Single Family Home |
|---|---|
| Details | 4,222 sqft · built 1965 |
| Lot Size | 0.31 acres (13,499 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $828,000 (Mar 2021) |
| Tax Bill | $23,143 (2025) |
| Deeds & Mortgages | Jan 2023 Line of Credit Mar 2021 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 40-00706-0000-00012 |
| Primary APN | 40-00706-0000-00012 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 4,222 sqft Living Area |
| 1st Floor Area | 4,222 sqft |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Construction Type | Frame |
| Lot Area | 13,499 sqft (0.31 acres) |
| Lot Dimensions | 135 ft deep x 100 ft wide |
| Street Address | 408 JOHNED RD |
|---|---|
| City | NORTHVALE |
| State | NJ |
| Zip | 07647-1112 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R125 |
| Legal Description | 100X135 1LT (507,18) |
| Legal Subdivision | MONTROSE GARDENS |
| Legal Block | 706 |
| Legal Lot Number | 12 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | NORTHVALE |
| Census Block Group | 4 |
| Census Block | 4017 |
| Census Tract | 2200 |
Source: Bergen County and Northvale Borough records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 408 JOHNED RD, NORTHVALE, NJ 07647-1112 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 25, 2023 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Mar 10, 2021 | Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA |
| Sep 2, 2020 | Foreclosure RIVERSIDE ABSTRACT INC |
| Jul 21, 2017 | Loan Modification, Mortgage PENNYMAC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 10, 2021 · Amount on Record |
| Deed Sale | Mar 10, 2021 · Amount on Record |
| Prior Sale | Sep 2, 2020 · Amount on Record |
| Deed Document Number | 202133847 |
| Deed Book / Page | 4005 / 1817 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 408 JOHNED RD, NORTHVALE, NJ 07647-1112 |
| Transaction Type | Mortgage |
| Record Updated | Feb 23, 2023 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|---|
| Address | 408 JOHNED RD, NORTHVALE, NJ 07647-1112 |
| Document Number | 0049141630 |
|---|---|
| Date | Jan 25, 2023 |
| Book Page | 4914/1630 |
| Instrument | 2023006885 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jan 2, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Mar 10, 2021 |
| Property Address | 408 JOHNED RD, NORTHVALE, NJ 07647-1112 |
| Document Number | 0040051817 |
| Book / Page | 4005 / 1817 |
| Instrument Date | Oct 14, 2020 |
| Instrument | 2021033847 |
| Transaction Type | Transfer |
| Record Updated | Nov 2, 2021 |
| Title Company | NORTH AMERICAN TITLE INSURANCE COMPANY, NORTH AMERICAN TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $7,601.80 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 119 SANFORD AVE, 119, LYNDHURST, NJ 07071-3007 |
| Name | Verified Name |
|---|---|
| Address | 408 JOHNED RD, NORTHVALE, NJ 07647-1112 |
| Document Number | 2021033848 |
|---|---|
| Date | Mar 10, 2021 |
| Instrument | 2021033848 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 356 Months |
| Due | Nov 1, 2050 |
| Document Type | Foreclosure |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Sep 2, 2020 |
| Property Address | 408 JOHNED RD, NORTHVALE, NJ 07647-1112 |
| Document Number | 0036891197 |
| Book / Page | 003689 / 001197 |
| Instrument Date | Jul 8, 2020 |
| Instrument | 80298 |
| Transaction Type | Foreclosure |
| Record Updated | Sep 29, 2020 |
| Title Company | RIVERSIDE ABSTRACT INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $499.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 15 E MIDLAND AVE KEARNY NJ 070324117, KEARNY, NJ 07032-4117 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 408 JOHNED RD, NORTHVALE, NJ 07647-1112 |
| Document Number | 0026980677 |
| Book / Page | 002698 / 000677 |
| Instrument Date | Jul 21, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 28, 2017 |
| Name | Verified Name |
|---|---|
| Address | 408 JOHNED RD NORTHVALE NJ 076471112, NORTHVALE, NJ 07647-1112 |
| Document Number | 0026980677 |
|---|---|
| Date | Aug 17, 2017 |
| Book Page | 002698/000677 |
| Name | PENNYMAC |
|---|---|
| Address | MOORPARK, CA 93021 |
| Amount | Amount Recorded |
|---|---|
| Term | 336 Months |
| Due | Aug 16, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2% |
Source: Bergen County and Northvale Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Northvale Borough |
| Secondary School District | Northern Valley Regional School District (09 - 12) |
| Elementary School District | Northvale Borough School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,176,300 (+69.15%) Land $449,400 Building $726,900 | $1,176,300 (+69.15%) Land $449,400 Building $726,900 | |
| 2025 | $23,143.00 (+3.94%) | $695,400 (-) Land $291,300 Building $404,100 | $695,400 (-) Land $291,300 Building $404,100 |
| 2024 | $22,266.00 (+6.02%) | ||
| 2023 | $695,400 Land $291,300 Building $404,100 | $695,400 Land $291,300 Building $404,100 | |
| 2022 | $21,001.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 5 (1994–2026) |
| Claims Outside the SFHA | 3 of 5 |
| Most Recent Claim | Jul 2026 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 85% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 348 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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