408 Jefferson St, Hamlet, NC 28345 Property Records

Richmond County property record for 408 Jefferson St, Hamlet, NC 28345

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,808 sqft · built 2013
Lot Size	4.13 acres (180,000 sqft)
Owner	2 Individual Names on File
Last Sale	$450,000 (Jan 2022)
Tax Bill	$4,232 (2026)
Deeds & Mortgages	Jan 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`748112950421`

Property Details

APN / Parcel Number

Primary APN	`748112950421`
Alternative APNs	`10841330` `54537302`

Interior

Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	2,808 sqft Living Area
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Exterior Material	Brick
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Asphalt
Lot Area	180,000 sqft (4.13 acres)
Lot Dimensions	480 ft deep x 375 ft wide
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	967 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	54537302
Street Address	408 JEFFERSON ST
City	HAMLET
State	NC
Zip	28345-3124
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DWELLING
Legal Subdivision	DAVID HARPER LINDSEY ET AL
Jurisdiction	RICHMOND NC
Township / Civil Division	MARKS CREEK
Census Block Group	4
Census Block	4022
Census Tract	970900

Owner

408 Jefferson St is owned and occupied by two individuals who bought it in January 2022.

Source: Richmond County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	408 JEFFERSON ST, HAMLET, NC 28345-3124
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 14, 2022 · Amount on File
Deed Sale	Jan 14, 2022 · Amount on File
Deed Document Number	2022266909
Deed Book / Page	1914 / 190
Prior Transfer Date	Nov 20, 2012
Prior Transfer Doc	001616/053
Record Updated	Oct 29, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RICHMOND NC
Recording Date	Jan 14, 2022
Property Address	408 JEFFERSON ST, HAMLET, NC 28345-3124
Document Number	001914/190
Book / Page	1914 / 190
Map Reference	SL 805-F
Instrument Date	Jan 10, 2022
Instrument	266909
Transaction Type	Transfer
Record Updated	Aug 23, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$900.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	408 JEFFERSON ST, HAMLET, NC 28345-3124

Mortgage

Document Number	0000266910
Date	Jan 14, 2022
Instrument	266910

Lender

Name	NFM INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 408 Jefferson St was $4,232, up 0.1% from the year before.

Source: Richmond County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Richmond County
Municipality	Hamlet City
Unified School District	Richmond County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,232.00 (+0.09%)	$560,924 (-) Land $43,313 Building $517,611	$560,924 (-) Land $43,313 Building $517,611
2025	$4,228.00	$560,924 Land $43,313 Building $517,611	$560,924 Land $43,313 Building $517,611
2023	$3,350.00	$388,022 Land $34,650 Building $353,372	$388,022 Land $34,650 Building $353,372

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 408 Jefferson St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 408 Jefferson St is moderate, ranking above 48% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 70% of North Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HAMLET WATER SYSTEM serves 10,635 people · EPA ID NC0377010
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · May 2025 Total trihalomethanes resolved · Apr 2023 Haloacetic acids resolved · Jan 2023
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20