408 Jay St, Saint Clair, MI 48079 Property Records

St. Clair County property record for 408 Jay St, Saint Clair, MI 48079 · Last verified October 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2 Baths
Year BuiltBuilt 1900
Square Footage1,646 sqft Living Area
Lot Size5,401 sqft (0.123 acres)
OccupancyOwner Occupied
Last Sale$215,900 (2024)
Tax Bill$2,442.00 (2024)

Property Details

APN / Parcel Number

Primary APN74-07-049-0058-000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Partial Baths1 Partial Baths
Building Area1,646 sqft Living Area
Basement Area1,174 sqft Basement
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1900
Lot Area5,401 sqft (0.123 acres)
Depth X Width90 ft x 60 ft Depth x Width
Parking Spaces1 Parking Spaces

Utilities and HVAC

Heating SystemHot Water Heating

Location & Zoning

Account Number74070490058000
Street Address408 JAY ST
CitySAINT CLAIR
StateMI
Zip48079-5316
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 151 MAP OF ST CLAIR
Legal SubdivisionMAP OF ST CLAIR
Legal Lot Number151
Legal Unit151
JurisdictionSAINT CLAIR MI
Minor Civil DivisionST. CLAIR
Census Blockgroup1
Census Block1023
Census Tract642000

Owner

Source: St. Clair County records · APN 74-07-049-0058-000

Assessment roll updated March 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address408 JAY ST, SAINT CLAIR, MI 48079-5316
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Mar 01, 2024Deed of Trust, Mortgage · Second Mortgage to Cover Down Payment
BANK OF ENGLAND
Mar 08, 2024Warranty Deed, Transfer · Second Mortgage to Cover Down Payment
BANK OF ENGLAND
Jul 28, 2022Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
BANK OF ANN ARBOR

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 08, 2024 · Amount on Record
Deed SaleMar 08, 2024 · Amount on Record
Deed Doc Number2024003830
Deed Book / Page5696 / 47
Record RefreshedJun 07, 2026

March 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAINT CLAIR MI
Property Address408 JAY ST, SAINT CLAIR, MI 48079-5316
Transaction TypeMortgage
Record UpdatedMar 15, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address408 JAY ST, SAINT CLAIR, MI 48079-5316

Mortgage

Document Number0005694171
DateMar 01, 2024
Book Page5694/171
Instrument2024003411
Lender
NameBANK OF ENGLAND
TypeBank
Address5 STATEHOUSE PLZ STE 500, LITTLE ROCK, AR 72201
Agreement
TypeSecond Mortgage to Cover Down Payment
AmountAmount Recorded

March 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSAINT CLAIR MI
Recording DateMar 08, 2024
Property Address408 JAY ST, SAINT CLAIR, MI 48079-5316
Document Number0000569647
Book / Page5696 / 47
Map ReferenceLB D PGS 31 TO 35
Instrument DateFeb 23, 2024
Instrument2024003830
Transaction TypeTransfer
Record UpdatedApr 19, 2024
Title CompanyATA NATIONAL TITLE, ATA NATIONAL

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,620.00
Amount AccuracyFull Amount Stated
Additional
  • Notice of Default
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
AddressJAY ST ST CLAIR, SAINT CLAIR, MI 48079

Transferred To (Grantee/Buyer)

NameVerified Name
Address1441 MEISNER RD, EAST CHINA, MI 48054-4142

Mortgage

Document Number2024003411
DateMar 08, 2024
Instrument2024003411
Lender
NameBANK OF ENGLAND
TypeBank
Agreement
TypeSecond Mortgage to Cover Down Payment
AmountAmount Recorded

Mortgage

Document Number0005694158
DateMar 01, 2024
Book Page5694/158
Instrument2024003410
Lender
NameBANK OF ENGLAND
TypeBank
Address5 STATEHOUSE PLZ STE 500, LITTLE ROCK, AR 72201
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueMar 01, 2054

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAINT CLAIR MI
Property Address408 JAY ST, SAINT CLAIR, MI 48079-5316
Transaction TypeMortgage
Record UpdatedAug 12, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address408 JAY ST, SAINT CLAIR, MI 48079-5316

Mortgage

Document Number0005546757
DateJul 28, 2022
Book Page5546/757
Instrument2022017972
Lender
NameBANK OF ANN ARBOR
TypeBank
AddressANN ARBOR, MI 48104
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2052

Tax Assessment & Valuation

Source: St. Clair County records · Assessment roll updated March 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateMichigan
CountySt. Clair County
MunicipalitySt. Clair City
Unified School DistrictEast China School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$95,600 (+17.73%)
2024$2,442.00 (+7.62%)$191,200 (+17.73%)
2023$81,200
2022$2,269.00$162,400

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