408 Hocutt Rd, Durham, NC 27703 Property Records

Durham County property record for 408 Hocutt Rd, Durham, NC 27703

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,092 sqft · built 1958
Lot Size0.62 acres (27,007 sqft)
Owner2 Individual Names on Record
Last Sale$230,000 (Aug 2021)
Tax Bill$1,975 (2026)
Deeds & MortgagesMar 2026 Line of Credit
Aug 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN0850-98-2713

Property Details

APN / Parcel Number

Primary APN0850-98-2713
Alternative APNs
  • 0850-98-27-1331
  • 085002982713
  • 166279

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms3 Rooms
Stories1 Story
Building Area1,092 sqft Heated Area
1st Floor Area1,092 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 1958
Architectural StyleRanch
Roof MaterialAsphalt
Lot Area27,007 sqft (0.62 acres)
Lot Dimensions270 ft deep x 100 ft wide
Garage TypeDetached
Parking Spaces3 Parking Spaces
PorchPorch
Porch Area272 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address408 HOCUTT RD
CityDURHAM
StateNC
Zip27703-8692
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR
Legal DescriptionPROP-SHERRON B H/LT#50-51 PL:00031A-000048
Legal SubdivisionPROP-SHERRON B H
Legal Lot Number50,51
JurisdictionDURHAM NC
Township / Civil DivisionOAK GROVE
Census Block Group1
Census Block1002
Census Tract1808

Owner

Source: Durham County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address408 HOCUTT RD, DURHAM, NC 27703-8692
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 25, 2026Deed of Trust, Mortgage · Line of Credit
FIRST CITIZENS BANK & TRUST CO
Aug 12, 2021Warranty Deed, Transfer · Conventional Mortgage
SHELTER HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 12, 2021 · Amount on Record
Deed SaleAug 12, 2021 · Amount on Record
Deed Document Number202140938
Deed Book / Page9426 / 934
Prior Transfer DateJul 6, 2015
Prior Transfer Doc0077390910
Record UpdatedOct 29, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDURHAM NC
Property Address408 HOCUTT RD, DURHAM, NC 27703-8692
Transaction TypeMortgage
Record UpdatedApr 3, 2026
Title CompanySTEWART TITLE, STEWART TTL GUARANTY NON CA

Transferred To (Grantee/Buyer)

NameVerified Name
Address212 DAVIS MILL RD, BALL GROUND, GA 30107-7905

Mortgage

Document Number0105060784
DateMar 25, 2026
Book Page10506/784
Instrument2026168052
Lender
NameFIRST CITIZENS BANK & TRUST CO
TypeBank
AddressRALEIGH, NC 27611
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDURHAM NC
Recording DateAug 12, 2021
Property Address408 HOCUTT RD, DURHAM, NC 27703-8692
Document Number0094260934
Book / Page9426 / 934
Map ReferenceMB 31A PG 48
Instrument DateAug 11, 2021
Instrument2021040938
Transaction TypeTransfer
Record UpdatedAug 30, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$460.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4923 PAYTON DR, 4923, ROUGEMONT, NC 27572-8799

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address408 HOCUTT RD, DURHAM, NC 27703-8692

Mortgage

Document Number0094260922
DateAug 12, 2021
Book Page9426/922
Instrument2021040937
Lender
NameSHELTER HOME MORTGAGE LLC
TypeMortgage Company
AddressNORCROSS, GA 30093
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2051

Tax Assessment & Valuation

Source: Durham County assessment roll, as of September 17, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyDurham County
Unified School DistrictDurham Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,975.00 (+3.57%)$255,883 (-) Land $117,450 Building $138,433$255,883 (-) Land $117,450 Building $138,433
2025$1,907.00 (+30.89%)$255,883 (+87.58%) Land $117,450 Building $138,433$255,883 (+87.58%) Land $117,450 Building $138,433
2023$1,457.00 (+3.41%)$136,410 Land $40,375 Building $96,035$136,410 Land $40,375 Building $96,035
2022$1,409.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 15 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies15 in force
Nearby Flood Claims1 (2022)
Claims Outside the SFHA1 of 1
Most Recent ClaimJul 2022 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF DURHAM
serves 333,490 people · EPA ID NC0332010
Water SourceSurface water
Last State InspectionMar 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Google Fiber
Fiber
8,000 / 8,000
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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