Allegany County property record for 408 Hill St, Cumberland, MD 21502
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,940 sqft · built 1910 |
| Lot Size | 0.924 acres (40,267 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $325 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-024692 |
| Primary APN | 05-024692 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,940 sqft Total Area |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 40,267 sqft (0.924 acres) |
| Porch | Slab |
| Porch Area | 228 sqft |
| Patio Area | 120 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Connected |
| Account Number | 024692 |
|---|---|
| Street Address | 408 HILL ST |
| City | CUMBERLAND |
| State | MD |
| Zip | 21502-1713 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 408 HILL ST LOT 5 PT 6 50X764 SHRIVER ADDN 55X770 |
| Legal Subdivision | SHRIVER ADD |
| Legal Lot Number | 5 |
| Jurisdiction | ALLEGANY MD |
| Township / Civil Division | 23, DECATUR |
| Census Block Group | 4 |
| Census Block | 4014 |
| Census Tract | 2300 |
Source: Allegany County records, as of October 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 408 HILL ST, CUMBERLAND, MD 21502-1713 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
Source: Allegany County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Allegany County |
| Municipality | Cumberland City |
| Unified School District | Allegany County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $36,100 (+5.25%) Land $12,500 Building $23,600 | $36,100 (+5.25%) Land $12,500 Building $23,600 | |
| 2025 | $325.00 (+1.88%) | ||
| 2023 | $319.00 | $34,300 Land $12,500 Building $21,800 | $34,300 Land $12,500 Building $21,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2024) |
| Most Recent Claim | Apr 2024 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 76% of Maryland |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 721 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| SkyPacket Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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