Gaston County property record for 408 High St, Lowell, NC 28098
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,080 sqft · built 1985 |
| Lot Size | 0.75 acres (32,670 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $40,000 (Oct 2019) |
| Tax Bill | $1,831 (2025) |
| Deeds & Mortgages | Aug 2023 Line of Credit Mar 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05008 06202 |
| Primary APN | 05008 06202 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 2 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,080 sqft Heated Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Conventional |
| Exterior Material | Metal |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Rolled Roofing |
| Lot Area | 32,670 sqft (0.75 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 408 HIGH ST |
|---|---|
| City | LOWELL |
| State | NC |
| Zip | 28098-1521 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | 05 008 062 02 000 |
| Legal Subdivision | THE D W MITCHEM ESTATE |
| Jurisdiction | GASTON NC |
| Township / Civil Division | SOUTH POINT |
| Census Block Group | 2 |
| Census Block | 2028 |
| Census Tract | 31304 |
Source: Gaston County records, as of August 19, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 408 HIGH ST, LOWELL, NC 28098-1521 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 24, 2023 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Mar 28, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jan 21, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Oct 30, 2019 | Grant Deed, Transfer · FHA Mortgage QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 30, 2019 · Amount on Record |
| Deed Sale | Oct 30, 2019 · Amount on Record |
| Prior Sale | Jul 15, 2009 · Amount on Record |
| Deed Book / Page | 5078 / 135 |
| Prior Transfer Date | Mar 22, 2006 |
| Prior Transfer Doc | 0042702474 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GASTON NC |
| Property Address | 408 HIGH ST, LOWELL, NC 28098-1521 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0054300378 |
|---|---|
| Date | Aug 24, 2023 |
| Book Page | 5430/378 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Sep 14, 2038 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GASTON NC |
| Property Address | 408 HIGH ST, LOWELL, NC 28098-1521 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2022 |
| Title Company | AMROCK INC, AMROCK |
| Name | Verified Name |
|---|
| Document Number | 0053230765 |
|---|---|
| Date | Mar 28, 2022 |
| Book Page | 5323/765 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GASTON NC |
| Property Address | 408 HIGH ST, LOWELL, NC 28098-1521 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2022 |
| Title Company | AMROCK |
| Name | Verified Name |
|---|
| Document Number | 0051920802 |
|---|---|
| Date | Jan 21, 2021 |
| Book Page | 5192/802 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | GASTON NC |
| Recording Date | Oct 30, 2019 |
| Property Address | 408 HIGH ST, LOWELL, NC 28098-1521 |
| Document Number | 0050780135 |
| Book / Page | 005078 / 000135 |
| Instrument Date | Oct 22, 2019 |
| Transaction Type | Transfer |
| Record Updated | Nov 13, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $80.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 408 HIGH ST LOWELL NC 280981521, LOWELL, NC 28098-1521 |
| Document Number | 50780138 |
|---|---|
| Date | Oct 30, 2019 |
| Book Page | 005078/000138 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 29, 2049 |
Source: Gaston County assessment roll, as of August 19, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Gaston County |
| Municipality | Lowell City |
| Unified School District | Gaston County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,831.00 (-9.76%) | $171,290 (-) Land $16,630 Building $154,660 | |
| 2023 | $2,029.00 | $171,290 Land $16,630 Building $154,660 | |
| 2021 | $89,610 Land $16,000 Building $73,610 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 1, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LOWELL serves 3,837 people · EPA ID NC0136060 |
|---|---|
| Water Source | Purchased surface water from TWO RIVERS UTILITIES |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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