408 High Head Rd, Harpswell, ME 04079 Property Records

Cumberland County and Harpswell Town property record for 408 High Head Rd, Harpswell, ME 04079 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,680 sqft · built 1984
Lot Size	1.2 acres (52,272 sqft)
Owner	Individual Name on File
Tax Bill	$7,793 (2025)
Deeds & Mortgages	Nov 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`HARP M:007 L:101`

Property Details

APN / Parcel Number

Primary APN	`HARP M:007 L:101`
Alternative APN	`357`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,680 sqft Living Area
Gross Area	5,801 sqft
1st Floor Area	1,708 sqft
Basement Area	1,676 sqft
Unfinished Basement	586 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	52,272 sqft (1.2 acres)
Garage Type	Attached
Pool Type	Spa / Hot Tub (No Pool)
Deck Area	Deck Area
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	357
Street Address	408 HIGH HEAD RD
City	HARPSWELL
State	ME
Zip	04079-2917
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	101
Jurisdiction	HARPSWELL ME
Township / Civil Division	HARPSWELL
Census Block Group	1
Census Block	1015
Census Tract	17101

Owner

Source: Cumberland County and Harpswell Town records · APN HARP M:007 L:101

Assessment roll updated July 30, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	408 HIGH HEAD RD, HARPSWELL, ME 04079-2917
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARPSWELL ME
Property Address	408 HIGH HEAD RD, HARPSWELL, ME 04079-2917
Document Number	0362170129
Instrument Date	Nov 19, 2019
Transaction Type	Mortgage
Record Updated	Dec 20, 2019
Title Company	WFG LENDER SERVICES, WFG LENDER SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	408 HIGH HEAD RD HARPSWELL ME 040792917, HARPSWELL, ME 04079-2917

Mortgage

Document Number	0362170129
Date	Dec 02, 2019
Book Page	036217/000129
Instrument	61801

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 01, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Cumberland County and Harpswell Town records · Assessment roll updated July 30, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
County Subdivision	Harpswell Town
Unified School District	School Administrative District 75 (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$7,793.00 (+4.72%)	$1,170,100 (-) Land $429,100 Building $741,000
2024	$7,442.00 (+4.26%)	$1,170,100 (-) Land $429,100 Building $741,000
2023	$7,138.00 (+3.39%)	$1,170,100 (-) Land $429,100 Building $741,000
2022	$6,904.00	$1,170,100 Land $429,100 Building $741,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cumberland County (23005C), updated June 3, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone VE, within 100 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.