408 Hemlock St, Milton, DE 19968 Property Records

Sussex County property record for 408 Hemlock St, Milton, DE 19968

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,104 sqft · built 1994
Lot Size	0.115 acres (5,001 sqft)
Owner	Individual Name on File
Tax Bill	$515 (2026)
Deeds & Mortgages	Oct 2025 Line of Credit Sep 2020 Refinance
Flood Zone	Zone X (minimal risk)
APN	`235-14.16-17.03`

Property Details

APN / Parcel Number

Primary APN	`235-14.16-17.03`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,104 sqft Living Area

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	5,001 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric

Location & Zoning

Street Address	408 HEMLOCK ST
City	MILTON
State	DE
Zip	19968-1242
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TN
Legal Description	CONWELLS ADD LOT 7 SEC 4
Legal Subdivision	MILTON
Legal Lot Number	7
Jurisdiction	SUSSEX DE
Township / Civil Division	MILTON
Census Block Group	3
Census Block	3020
Census Tract	50801

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Fort Miles Historic District listed 2004 · 61 contributing resources · NRIS 04001076

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

408 Hemlock St is owned and occupied by an individual.

Source: Sussex County records, as of September 18, 2026

Owner of Record	Individual Name on File
Mailing Address	408 HEMLOCK ST, MILTON, DE 19968-1242
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2025	Deed of Trust, Mortgage · Line of Credit MANUFACTURERS & TRADERS TRUST CO
Sep 1, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance GUARANTEED RATE INC

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX DE
Property Address	408 HEMLOCK ST, MILTON, DE 19968-1242
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0235210116
Date	Oct 15, 2025
Book Page	23521/116
Instrument	2025000038688

Lender

Name	MANUFACTURERS & TRADERS TRUST CO
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX DE
Property Address	408 HEMLOCK ST, MILTON, DE 19968-1242
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0187420166
Date	Sep 1, 2020
Book Page	18742/166
Instrument	20200000039703

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	Oct 1, 2040

Tax Assessment & Valuation

The 2026 property tax bill for 408 Hemlock St was $515, down 0.4% from the year before.

Source: Sussex County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Delaware
County	Sussex County
Municipality	Milton Town
Unified School District	Cape Henlopen School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$515.00 (-0.39%)	$10,450 (-) Land $500 Building $9,950	$244,900 (-) Land $66,700 Building $178,200
2025	$517.00	$10,450 Land $500 Building $9,950	$244,900 Land $66,700 Building $178,200
2023	$514.00	$10,450 Land $500 Building $9,950	$20,900 Land $1,000 Building $19,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 408 Hemlock St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 408 Hemlock St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 47% of Delaware
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MILTON WATER DEPARTMENT serves 3,200 people · EPA ID DE0000629
Water Source	Groundwater
Last State Inspection	May 2024
Lead	7 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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