408 Hartman Ave, Waterloo, IA 50701 Property Records

Black Hawk County property record for 408 Hartman Ave, Waterloo, IA 50701

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 720 sqft · built 1959
Lot Size	0.115 acres (5,000 sqft)
Owner	Individual Name on Record
Last Sale	$79,000 (Sep 2006)
Tax Bill	$2,520 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Jun 2020 Line of Credit
Flood Zone	Zone X (reduced by levee)
APN	`8913-22-384-008`

Property Details

APN / Parcel Number

Primary APN	`8913-22-384-008`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	720 sqft Living Area
1st Floor Area	720 sqft
Basement Area	720 sqft
Finished Basement	300 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,000 sqft (0.115 acres)
Lot Dimensions	125 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	676 sqft
Parking Spaces	2 Parking Spaces
Patio Area	128 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	408 HARTMAN AVE
City	WATERLOO
State	IA
Zip	50701-2335
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HAGERMAN PLACE LOT 12 BLK 5
Legal Range	13W
Legal Township	89N
Legal Section	22
Legal Subdivision	HAGERMAN PLACE
Legal Block	5
Legal Lot Number	12
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	1
Census Block	1044
Census Tract	400

Owner

Source: Black Hawk County records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	408 HARTMAN AVE, WATERLOO, IA 50701-2335
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 8, 2026	Deed of Trust, Mortgage · Conventional Mortgage VERIDIAN CU
Jun 17, 2020	Deed of Trust, Mortgage · Line of Credit GREENSTATE CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 22, 2006 · Amount on Record
Deed Sale	Sep 22, 2006 · Amount on Record
Deed Document Number	20062007006969
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	408 HARTMAN AVE, WATERLOO, IA 50701-2335
Transaction Type	Mortgage
Record Updated	Jan 19, 2026
Title Company	TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	408 HARTMAN AVE, WATERLOO, IA 50701-2335

Mortgage

Document Number	0202600297
Date	Jan 8, 2026
Instrument	2026-00297

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	1827 ANSBOROUGH AVE, WATERLOO, IA 50701

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2041

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	408 HARTMAN AVE, WATERLOO, IA 50701-2335
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000022275
Date	Jun 17, 2020
Instrument	202000022275

Lender

Name	GREENSTATE CU
Type	Credit Union
Address	NORTH LIBERTY, IA 52317

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Jun 16, 2025

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,520.00 (+16.02%) Homeowner's exemption	$134,380 (+21.75%) Land $12,610 Building $121,770	$134,380 (+21.75%) Land $12,610 Building $121,770
2024	$2,172.00 (+30.53%)
2023		$110,370 (+30.41%) Land $12,610 Building $97,760	$110,370 (+30.41%) Land $12,610 Building $97,760
2022	$1,664.00 Homeowner's exemption	$84,630 Land $12,610 Building $72,020
2021			$84,630 Land $12,610 Building $72,020

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 625 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GigFire, Nextlink.

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