408 Hardwick St, Belvidere, NJ 07823 Property Records

Warren County and Belvidere Town property record for 408 Hardwick St, Belvidere, NJ 07823

Property Summary

Property Type	Single Family Home
Details	1,326 sqft · built 1859
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on Record
Last Sale	$142,000 (Jul 2017)
Tax Bill	$6,584 (2025)
Deeds & Mortgages	Oct 2022 Mortgage Jul 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-00037-0000-00003`

Property Details

APN / Parcel Number

Primary APN	`03-00037-0000-00003`
Alternative APNs	`030003700003` `8610`

Interior

Stories	2 Stories
Building Area	1,326 sqft Living Area

Exterior

Year Built	Built 1859
Effective Year Built	Effective 1859
Construction Type	Frame
Lot Area	7,405 sqft (0.17 acres)
Lot Dimensions	192 ft deep x 38 ft wide

Location & Zoning

Account Number	8610
Street Address	408 HARDWICK ST
City	BELVIDERE
State	NJ
Zip	07823-1820
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R50
Legal Block	37
Legal Lot Number	3
Jurisdiction	WARREN NJ
Township / Civil Division	BELVIDERE
Census Block Group	3
Census Block	3016
Census Tract	31700

Owner

Source: Warren County and Belvidere Town records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	408 HARDWICK ST, BELVIDERE, NJ 07823-1820
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 24, 2022	Intrafamily Transfer, Transfer · FHA Mortgage NATIONSTAR MORTGAGE LLC
Jul 5, 2017	Grant Deed, Transfer · Conventional with PMI UNITED WHOLESALE MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 5, 2017 · Amount on Record
Deed Sale	Jul 5, 2017 · Amount on Record
Prior Sale	Jul 29, 1988 · Amount on Record
Deed Document Number	2017477370
Deed Book / Page	2774 / 76
Last Transfer Date	Oct 13, 2022
Transfer Doc	003304/251
Record Updated	Oct 29, 2026

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WARREN NJ
Recording Date	Oct 24, 2022
Property Address	408 HARDWICK ST, BELVIDERE, NJ 07823-1820
Document Number	003304/251
Book / Page	3304 / 251
Instrument Date	Oct 13, 2022
Instrument	2022-584070
Transaction Type	Transfer
Record Updated	Nov 9, 2022
Title Company	TITLE 365, TITLE365

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	408 HARDWICK ST, 408, BELVIDERE, NJ 07823-1820

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	408 HARDWICK ST, BELVIDERE, NJ 07823-1820

Mortgage

Document Number	2022584071
Date	Oct 24, 2022
Instrument	2022-584071

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WARREN NJ
Recording Date	Jul 5, 2017
Property Address	408 HARDWICK ST, BELVIDERE, NJ 07823-1820
Document Number	0000477370
Book / Page	002774 / 000076
Instrument Date	Jun 16, 2017
Instrument	477370
Transaction Type	Transfer
Record Updated	Aug 2, 2017
Title Company	STEWART TITLE, STEWART TITLE GUARANTY COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$142.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	408 HARDWICK ST BELVIDERE NJ 078231820, BELVIDERE, NJ 07823-1820

Mortgage

Document Number	477371
Date	Jul 5, 2017
Book Page	006461/000280
Instrument	477371

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	TROY, MI 48083

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 4, 2047

Tax Assessment & Valuation

Source: Warren County and Belvidere Town assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Warren County
Municipality	Belvidere Town
Unified School District	Belvidere Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$199,400 (-) Land $43,600 Building $155,800	$199,400 (-) Land $43,600 Building $155,800
2025	$6,584.00 (+3.73%)	$199,400 (-) Land $43,600 Building $155,800	$199,400 (-) Land $43,600 Building $155,800
2024	$6,347.00 (+7.65%)
2023		$199,400 Land $43,600 Building $155,800	$199,400 Land $43,600 Building $155,800
2022	$5,896.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	50 (1996–2011)
Claims Outside the SFHA	18 of 50
Most Recent Claim	Sep 2011 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Jun 2006 · 45 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - BELVIDERE private · serves 2,854 people · EPA ID NJ2103001
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 401 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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