408 Gunn Ave, Berthoud, CO 80513 Property Records

Larimer County property record for 408 Gunn Ave, Berthoud, CO 80513

Property Summary

Property Type	Manufactured or Modular Home
Details	3 bd · 2 ba · 1,434 sqft · built 2002
Lot Size	0.5 acres (21,780 sqft)
Owner	Individual Name on Record
Last Sale	$420,000 (May 2021)
Tax Bill	$3,139 (2025)
Deeds & Mortgages	Mar 2021 Mortgage May 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04211-05-040`

Property Details

APN / Parcel Number

Primary APN	`04211-05-040`
Alternative APN	`R0600440`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,434 sqft Living Area
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Architectural Style	Modular
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	21,780 sqft (0.5 acres)
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	22 sqft
Deck Area	2 sqft
Patio Area	158 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R0600440
Old Parcel Number	0421105040
Street Address	408 GUNN AVE
City	BERTHOUD
State	CO
Zip	80513-8954
Property Category	Residential
Property Type	Residential > Prefabricated > Manufactured or Modular Home
Legal Description	LOT 40, CARTER LAKE HTS
Legal Range	70
Legal Township	04
Legal Section	21
Legal Quarter	NE
Legal Subdivision	CARTER LAKE HEIGHTS
Legal Block	5
Legal Lot Number	40
Jurisdiction	LARIMER CO
Township / Civil Division	BERTHOUD
Census Block Group	1
Census Block	1019
Census Tract	2601

Owner

Source: Larimer County records, as of February 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	408 GUNN AVE, BERTHOUD, CO 80513-8954
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2021	Deed of Trust, Mortgage · FHA Mortgage FIRST GUARANTY MORTGAGE CORP
May 18, 2021	Warranty Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC
Mar 11, 2020	Quit Claim Deed, Transfer · FHA Mortgage GOODMORTGAGE.COM

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 18, 2021 · Amount on Record
Deed Sale	May 18, 2021 · Amount on Record
Prior Sale	Mar 11, 2020
Deed Document Number	20210049317
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	408 GUNN AVE, BERTHOUD, CO 80513-8954
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000027698
Date	Mar 18, 2021
Instrument	20210027698

Lender

Name	FIRST GUARANTY MORTGAGE CORP
Type	Mortgage Company
Address	75004

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LARIMER CO
Recording Date	May 18, 2021
Property Address	408 GUNN AVE, BERTHOUD, CO 80513-8954
Document Number	0000049317
Instrument Date	May 7, 2021
Instrument	20210049317
Transaction Type	Transfer
Record Updated	Feb 3, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICNA TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$42.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	408 GUNN AVE, BERTHOUD, CO 80513-8954

Mortgage

Document Number	0000049318
Date	May 18, 2021
Instrument	20210049318

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LARIMER CO
Recording Date	Mar 11, 2020
Property Address	408 GUNN AVE, BERTHOUD, CO 80513-8954
Document Number	0000017023
Instrument Date	Mar 6, 2020
Instrument	17023
Transaction Type	Transfer
Record Updated	Apr 8, 2020
Title Company	LAND TITLE GUARANTEE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	408 GUNN AVE BERTHOUD CO 805138954, BERTHOUD, CO 80513-8954

Mortgage

Document Number	17024
Date	Mar 11, 2020
Instrument	17024

Lender

Name	GOODMORTGAGE.COM
Type	Mortgage Company
Address	PLANO, TX 75024

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 10, 2050

Tax Assessment & Valuation

Source: Larimer County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Colorado
County	Larimer County
Unified School District	Thompson School District R-2J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,139.00 (+7.8%)	$28,576 (-11.46%) Land $6,188 Building $22,388	$457,200 (-5.09%) Land $99,000 Building $358,200
2023	$2,912.00 (+24.55%)	$32,274 (+44.17%) Land $5,896 Building $26,378	$481,700 (+49.55%) Land $88,000 Building $393,700
2022	$2,338.00	$22,386 Land $4,107 Building $18,279	$322,100 Land $59,100 Building $263,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 93% of the US · above 97.2% of Colorado
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Hilltop Broadband Fixed Wireless	50 / 15
Rise Broadband Fixed Wireless	50 / 10

May also be available: Vistabeam.

Cell Coverage

5G and 4G LTE (outdoors only)

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