408 Frederick Ave, Fairhope, AL 36532 Property Records

Baldwin County property record for 408 Frederick Ave, Fairhope, AL 36532

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,504 sqft · built 1979
Lot Size	0.248 acres (10,800 sqft)
Owner	Individual Name on File
Last Sale	$157,000 (Mar 2013)
Tax Bill	$1,535 (2025)
Deeds & Mortgages	Jan 2024 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`46-03-37-0-003-034.005`

Property Details

APN / Parcel Number

Primary APN	`46-03-37-0-003-034.005`
Alternative APNs	`130518` `12894`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,504 sqft Heated Area
1st Floor Area	1,157 sqft
Upper Floors Area	1,157 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 2021
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	10,800 sqft (0.248 acres)
Lot Dimensions	120 ft deep x 90 ft wide
Garage Type	Carport
Garage Area	324 sqft
Carport	Carport
Carport Area	324 sqft
Parking Spaces	1 Parking Space
Utility Building	40 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	130518
Street Address	408 FREDERICK AVE
City	FAIRHOPE
State	AL
Zip	36532-3208
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	90' X 120' LOT 5 BLK 23-A FREDERICK SUB IN THE CITY OF FAIRHOPE GR SEC 37-T6S-R2E (WD/SURVIVORSHIP)
Legal Subdivision	FREDERICK SUBD
Legal Block	23-A
Legal Lot Number	5
Jurisdiction	BALDWIN AL
Township / Civil Division	FAIRHOPE
Census Block Group	1
Census Block	1055
Census Tract	11201

Owner

Source: Baldwin County records · APN 46-03-37-0-003-034.005

Assessment roll updated April 16, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	408 FREDERICK AVE, FAIRHOPE, AL 36532-3208
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 11, 2013 · Amount on Record
Deed Sale	Mar 11, 2013 · Amount on Record
Deed Document Number	20131386749
Record Updated	Jun 08, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALDWIN AL
Property Address	408 FREDERICK AVE, FAIRHOPE, AL 36532-3208
Transaction Type	Mortgage
Record Updated	Jan 23, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	408 FREDERICK AVE, FAIRHOPE, AL 36532-3208

Mortgage

Document Number	0002103386
Date	Jan 12, 2024
Instrument	2103386

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Jan 09, 2064

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Baldwin County records · Assessment roll updated April 16, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Baldwin County
Municipality	Fairhope City
Unified School District	Baldwin County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,535.00 (-51.64%)	$39,360 (-42.97%) Land $18,780 Building $20,580	$403,100 (+16.81%) Land $192,400 Building $210,700
2023	$3,174.00 (+15.33%)	$69,020 (+15.34%)	$345,100 (+15.34%) Land $175,600 Building $169,500
2022	$2,752.00 (+10.97%)	$59,840	$299,200 Land $150,000 Building $149,200
2021	$2,480.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Baldwin County (01003C), updated September 27, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 010030112011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	23 in force
Nearby Flood Claims	28 (1979–2020)
Claims Outside the SFHA	10 of 28
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 4 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 3 claims Hurricane Katrina, Aug 2005 · 3 claims

Wildfire

Wildfire Risk	Moderate above 47% of the US · above 53% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 289 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Mediacom Communications Cable	1,000 / 50
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Telapex, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water System	CITY OF FAIRHOPE serves 59,850 people
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.