408 Fort Drum Ct, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 408 Fort Drum Ct, Saint Augustine, FL 32092

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,325 sqft · built 2010
Lot Size0.19 acres (8,276 sqft)
Owner2 Individual Names on Record
Last Sale$390,000 (Jun 2021)
Tax Bill$5,927 (2025)
Deeds & MortgagesOct 2023 Second Mortgage
Jun 2021 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN288108-5330

Property Details

APN / Parcel Number

Primary APN288108-5330

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures12 Plumbing Fixtures
Stories2 Stories
Building Area2,325 sqft Living Area
Gross Area2,746 sqft
1st Floor Area1,369 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2010
Effective Year BuiltEffective 2010
Exterior MaterialStucco
Construction TypeWood
Foundation TypeConcrete
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area8,276 sqft (0.19 acres)
Garage TypeAttached
Garage Area421 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Open Porch
Porch Area252 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address408 FORT DRUM CT
CitySAINT AUGUSTINE
StateFL
Zip32092-2498
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal Description57/73-81 SAINT JOHNS SIX MILE CREEK WEST UNIT 4 LOT 533 OR5300/1721
Legal Range28E
Legal Township06S
Legal Section38
Legal SubdivisionSAINT JOHNS SIX MILE CREEK WEST UNIT 4
Legal Block1
Legal Lot Number533
Legal Unit4
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group1
Census Block1004
Census Tract20905

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address408 FORT DRUM CT, SAINT AUGUSTINE, FL 32092-2498
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 23, 2023Deed of Trust, Mortgage · Stand-Alone Second Mortgage
ROCKET MORTGAGE LLC
Jun 25, 2021Warranty Deed, Transfer · Conventional Mortgage
WELLS FARGO BANK NA
Jun 19, 2019Warranty Deed, Transfer · FHA Mortgage
PLAZA HOME MORTGAGE INC
Mar 13, 2018Deed of Trust, Mortgage · Conventional Mortgage
VYSTAR CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 25, 2021 · Amount on Record
Deed SaleJun 25, 2021 · Amount on Record
Prior SaleJun 19, 2019 · Amount on Record
Deed Document Number202170968
Deed Book / Page5300 / 1721
Record UpdatedOct 29, 2026

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address408 FORT DRUM CT, SAINT AUGUSTINE, FL 32092-2498
Transaction TypeMortgage
Record UpdatedNov 3, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address408 FORT DRUM CT, SAINT AUGUSTINE, FL 32092-2498

Mortgage

Document Number0058441870
DateOct 23, 2023
Book Page5844/1870
Instrument2023083130
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term241 Months
DueNov 1, 2043

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateJun 25, 2021
Property Address408 FORT DRUM CT, SAINT AUGUSTINE, FL 32092-2498
Document Number0053001721
Book / Page5300 / 1721
Map ReferenceMB 57 PG 73-81
Instrument DateJun 22, 2021
Instrument2021070968
Transaction TypeTransfer
Record UpdatedMay 23, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,730.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address408 FORT DRUM CT, SAINT AUGUSTINE, FL 32092-2498

Transferred To (Grantee/Buyer)

NameVerified Name
Address6205 18TH ST S, FARGO, ND 58104-7720
InvestorPossibly a Property Investor

Mortgage

Document Number0053001724
DateJun 25, 2021
Instrument5300/1724
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2051

June 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateJun 19, 2019
Property Address408 FORT DRUM CT, SAINT AUGUSTINE, FL 32092-2498
Document Number0047431651
Book / Page4743 / 1651
Map ReferenceMB 57 PG 73-81
Instrument DateJun 18, 2019
Instrument2019043185
Transaction TypeTransfer
Record UpdatedMay 2, 2022
Title CompanyACTION TTL SVCS OF ST JOHN C

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,907.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address408 FORT DRUM CT, SAINT AUGUSTINE, FL 32092-2498

Mortgage

Document Number0047431653
DateJun 19, 2019
Instrument4743/1653
Lender
NamePLAZA HOME MORTGAGE INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2049

March 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address408 FORT DRUM CT, SAINT AUGUSTINE, FL 32092-2498
Document Number0045181776
Instrument DateMar 13, 2018
Transaction TypeMortgage
Record UpdatedMar 27, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address408 FORT DRUM CT ST AUGUSTINE FL 320922498, ST AUGUSTINE, FL 32092-2498

Mortgage

Document Number0045181776
DateMar 21, 2018
Book Page004518/001776
Instrument18537
Lender
NameVYSTAR CU
TypeCredit Union
AddressJACKSONVILLE, FL 32232-5085
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueMar 20, 2038

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$346,684 (-0.98%) Land $85,000 Building $261,684$346,684 (-0.98%) Land $85,000 Building $261,684
2025$5,927.00 (+5.9%) Homeowner's exemption$350,124 (-3.24%)$350,124 (-3.43%) Land $90,000 Building $260,124
2024$5,597.00 (+2.27%) Homeowner's exemption$361,840 (+3%)$362,564 (-0.78%) Land $100,000 Building $262,564
2023$5,473.00 (+3.24%) Homeowner's exemption$351,301 (+3%)$365,418 (+7.14%) Land $100,000 Building $265,418
2022$5,301.00 Homeowner's exemption$341,069$341,069 Land $75,040 Building $266,029

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 84 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies84 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSJCU-NORTHWEST UTILITIES WTP
serves 48,040 people · EPA ID FL2554471
Water SourceGroundwater
Last State InspectionJun 2024
Also Mapped HereSJCU-CR214 MAINLAND WTP
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 239 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
AT&T
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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