Cleveland County property record for 408 Floyd St, Shelby, NC 28150 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 672 sqft · built 1940 |
| Lot Size | 0.227 acres (9,900 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $18,000 (Jan 2021) |
| Tax Bill | $576 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Jan 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 21425 |
| Primary APN | 21425 |
|---|---|
| Alternative APN |
|
| Plumbing Fixtures | 5 Plumbing Fixtures |
|---|---|
| Stories | 1 Story |
| Building Area | 672 sqft Finished Area |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Wood Siding |
| Lot Area | 9,900 sqft (0.227 acres) |
| Lot Dimensions | 150 ft deep x 66 ft wide |
| Porch | Slab |
| Porch Area | 60 sqft |
| Heating System | Heat Pump |
|---|
| Account Number | 1338368 |
|---|---|
| Street Address | 408 FLOYD ST |
| City | SHELBY |
| State | NC |
| Zip | 28150-3416 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 5 FLOYD ST |
| Legal Subdivision | NORTHSIDE HEIGHTS |
| Legal Block | 2 |
| Legal Lot Number | 5 |
| Jurisdiction | CLEVELAND NC |
| Township / Civil Division | CLEVELAND |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 950900 |
Source: Cleveland County records · APN 21425
Assessment roll updated September 30, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 9701 KENNETH OREN DR, CHARLOTTE, NC 28213-4706 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 27, 2021 | Deed of Trust, Mortgage · Conventional Mortgage HOMETRUST BANK |
| Jan 22, 2021 | Warranty Deed, Transfer ATHAR SYED |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 22, 2021 · Amount on Record |
| Deed Sale | Jan 22, 2021 · Amount on Record |
| Deed Document Number | 2021200049834 |
| Deed Book / Page | 1831 / 1554 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Property Address | 408 FLOYD ST, SHELBY, NC 28150-3416 |
| Transaction Type | Mortgage |
| Record Updated | Sep 08, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0018500698 |
|---|---|
| Date | Aug 27, 2021 |
| Book Page | 1850/698 |
| Instrument | 200060393 |
| Name | HOMETRUST BANK |
|---|---|
| Type | Bank |
| Address | ASHEVILLE, NC 28802 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Recording Date | Jan 22, 2021 |
| Property Address | 408 FLOYD ST, SHELBY, NC 28150-3416 |
| Document Number | 0018311554 |
| Book / Page | 001831 / 001554 |
| Instrument Date | Jan 21, 2021 |
| Instrument | 49834 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2021 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $36.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 9701 KENNETH OREN DR CHARLOTTE NC 282134706, CHARLOTTE, NC 28213-4706 |
| Document Number | 18311557 |
|---|---|
| Date | Jan 22, 2021 |
| Book Page | 001831/001557 |
| Instrument | 49835 |
| Name | ATHAR SYED |
|---|---|
| Address | 3043 PARKER GREEN TRL, CHARLOTTE, NC 28269-1489 |
| Amount | Amount Recorded |
|---|
Source: Cleveland County records · Assessment roll updated September 30, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cleveland County |
| Municipality | Shelby City |
| Unified School District | Cleveland County Schools (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $57,901 (-) Land $4,009 Building $53,892 | $57,901 (-) Land $4,009 Building $53,892 | |
| 2025 | $576.00 | $57,901 (+1,164.77%) Land $4,009 Building $53,892 | $57,901 (+1,164.77%) Land $4,009 Building $53,892 |
| 2023 | $4,578 Land $2,673 Building $1,905 | $4,578 Land $2,673 Building $1,905 |
Source: FEMA National Flood Hazard Layer, Cleveland County (37045C), updated March 5, 2020 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Wildfire Risk | Low above 36% of the US · above 51% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 2,941 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 248 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| AT&T | Fiber | 5,000 / 5,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Ripple Fiber, AT&T, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.
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