408 Fleming Cir, Chesapeake, VA 23323 Property Records

Chesapeake City property record for 408 Fleming Cir, Chesapeake, VA 23323

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,324 sqft · built 1998
Lot Size0.538 acres (23,435 sqft)
Owner2 Individual Names on File
Last Sale$350,000 (Mar 2008)
Tax Bill$4,495 (2025)
Deeds & MortgagesJun 2019 Mortgage
Nov 2009 Mortgage
+ 4 more
APN0450000002203

Property Details

APN / Parcel Number

Primary APN0450000002203

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area2,324 sqft Living Area
1st Floor Area2,079 sqft
AtticAttic
Attic Area409 sqft
FlooringCarpet
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area23,435 sqft (0.538 acres)
Lot Dimensions273 ft deep x 85 ft wide
Garage TypeAttached
Garage Area409 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area374 sqft
Deck Area409 sqft
Patio Area375 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address408 FLEMING CIR
CityCHESAPEAKE
StateVA
Zip23323-3800
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR12S: RESI
Legal DescriptionLT A MINOR SUB LT 24 FLEETWOOD PK .538AC
Legal SubdivisionCREEKWOOD, CREEKWOOD S, CEDAR CRK, DEER
JurisdictionCHESAPEAKE CITY VA
Township / Civil DivisionCHESAPEAKE
Census Block Group1
Census Block1005
Census Tract21303

Owner

408 Fleming Cir is owned and occupied by two individuals who acquired it in May 2019.

Source: Chesapeake City records, as of October 13, 2026

Owner of Record2 Individual Names on File
Mailing Address408 FLEMING CIR, CHESAPEAKE, VA 23323-3800
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 17, 2019Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA
Nov 12, 2009Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA
Jun 8, 2007Deed of Trust, Mortgage · Stand-Alone Second Mortgage
NATIONAL CITY MORTGAGE
Sep 11, 2006Deed of Trust, Mortgage
AMPHIBIOUS BASE NAVAL BAS
May 28, 2019Intrafamily Transfer, Transfer
Mar 18, 2008Warranty Deed, Transfer · Conventional Mortgage
WELLS FARGO BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 18, 2008 · Amount on File
Deed SaleMar 18, 2008 · Amount on File
Prior SaleNov 9, 2001 · Amount on File
Deed Book / Page7419 / 406
Last Transfer DateMay 23, 2019
Transfer Doc10015/849
Record UpdatedOct 29, 2026

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESAPEAKE CITY VA
Property Address408 FLEMING CIR, CHESAPEAKE, VA 23323-3800
Transaction TypeMortgage
Record UpdatedMay 8, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number010022/905
DateJun 17, 2019
Book Page10022/905
Instrument190014567
Lender
NameWELLS FARGO BANK NA
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term121 Months
DueJul 1, 2029
Interest
Rate TypeFixed Rate
Rate4.25%

November 2009: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESAPEAKE CITY VA
Property Address408 FLEMING CIR, CHESAPEAKE, VA 23323-3800
Transaction TypeMortgage
Record UpdatedMay 8, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number007981/436
DateNov 12, 2009
Book Page7981/436
Lender
NameWELLS FARGO BANK NA
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term359 Months
DueOct 1, 2039
Interest
Rate TypeFixed Rate
Rate5.63%

June 2007: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESAPEAKE CITY VA
Property Address408 FLEMING CIR, CHESAPEAKE, VA 23323-3800
Transaction TypeMortgage
Record UpdatedMay 8, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0007108/32
DateJun 8, 2007
Book Page7108/32
Lender
NameNATIONAL CITY MORTGAGE
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term6 Months
DueNov 30, 2007
Interest
Rate TypeFixed Rate

September 2006: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESAPEAKE CITY VA
Property Address408 FLEMING CIR, CHESAPEAKE, VA 23323-3800
Transaction TypeMortgage
Record UpdatedMay 8, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number006731/626
DateSep 11, 2006
Book Page6731/626
Lender
NameAMPHIBIOUS BASE NAVAL BAS
Agreement
AmountAmount on Record
Term120 Months
DueSep 13, 2016
Interest
Rate TypeFixed Rate
Rate6.5%

May 2019: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCHESAPEAKE CITY VA
Recording DateMay 28, 2019
Property Address408 FLEMING CIR, CHESAPEAKE, VA 23323-3800
Document Number10015/849
Book / Page10015 / 849
Instrument DateMay 23, 2019
Instrument190012492
Transaction TypeTransfer
Record UpdatedSep 20, 2021

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address408 FLEMING CIR, CHESAPEAKE, VA 23323-3800

March 2008: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHESAPEAKE CITY VA
Recording DateMar 18, 2008
Property Address408 FLEMING CIR, CHESAPEAKE, VA 23323-3800
Document Number7419/406
Book / Page7419 / 406
Instrument DateJul 31, 2007
Transaction TypeTransfer
Record UpdatedSep 20, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number7419410
DateMar 18, 2008
Instrument7419/410
Lender
NameWELLS FARGO BANK
Agreement
TypeConventional Mortgage
AmountAmount on Record
Interest
Rate TypeFixed Rate

Mortgage

Document Number0741/90432
DateMar 18, 2008
Book Page741/90432
Lender
NameWELLS FARGO BANK NA
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 408 Fleming Cir was $4,495, up 9.3% from the year before.

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateVirginia
MunicipalityChesapeake City
Unified School DistrictChesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$465,800 (+4.67%) Land $200,000 Building $265,800$465,800 (+4.67%) Land $200,000 Building $265,800
2025$4,495.00 (+9.29%)$445,000 Land $175,800 Building $269,200$445,000 Land $175,800 Building $269,200
2024$4,113.00
2023$363,900 Land $120,000 Building $243,900$363,900 Land $120,000 Building $243,900
2019$3,032.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 408 Fleming Cir; there have been 1 flood claim nearby since 2010.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on File
median of 36 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies36 in force
Nearby Flood Claims1 (2010)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2010 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 408 Fleming Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.6% of Virginia
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CHESAPEAKE - NORTHWEST RIVER SYS
serves 165,240 people · EPA ID VA3550051
Water SourceSurface water
Last State InspectionJun 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
T-Mobile
Fiber · Fixed Wireless
5,000 / 5,000
Cox Communications
Cable
2,000 / 100
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

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