408 Everett St, Grand River, OH 44045 Property Records

Lake County property record for 408 Everett St, Grand River, OH 44045

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,358 sqft · built 1990
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,757 (2023)
Deeds & Mortgages	Aug 2022 Mortgage Nov 2025 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-A-008-0-00-038-0`

Property Details

APN / Parcel Number

Primary APN	`13-A-008-0-00-038-0`
Alternative APN	`B 174`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,358 sqft Living Area
1st Floor Area	384 sqft
Basement Area	280 sqft
Family Room	Family Room

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,454 sqft (0.24 acres)
Lot Dimensions	173 ft deep x 61 ft wide
Garage Area	580 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	210 sqft
Deck Area	170 sqft
Patio Area	168 sqft
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	408 EVERETT ST
City	GRAND RIVER
State	OH
Zip	44045-8230
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 19, 20, 21, 22 & 23 TRACT 4
Legal Subdivision	G.E. MEIGS SUBDIVISION
Legal Tract	4
Legal Block	1
Legal Lot Number	19,20
Jurisdiction	LAKE OH
Township / Civil Division	PAINESVILLE
Census Block Group	1
Census Block	1018
Census Tract	206200

Owner

Source: Lake County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 204, GRAND RIVER, OH 44045-0204
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Aug 8, 2022	Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA
Nov 3, 2025	Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA
Nov 21, 2024	Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 4, 2012
Deed Sale	Jun 4, 2012
Prior Sale	Sep 6, 1990 · Amount on Record
Deed Document Number	201214742
Last Transfer Date	Nov 20, 2024
Transfer Doc	0000023681
Record Updated	Sep 20, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE OH
Property Address	408 EVERETT ST, GRAND RIVER, OH 44045-8230
Transaction Type	Mortgage
Record Updated	Jun 2, 2026
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000022018
Date	Aug 8, 2022
Instrument	2022R022018

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Jun 1, 2052

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE OH
Property Address	408 EVERETT ST, GRAND RIVER, OH 44045-8230
Transaction Type	Mortgage
Record Updated	Jun 2, 2026
Title Company	OHIO REAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	408 EVERETT ST, GRAND RIVER, OH 44045-8230

Mortgage

Document Number	0000024600
Date	Nov 3, 2025
Instrument	2025R024600

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2040

November 2024: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	LAKE OH
Recording Date	Nov 21, 2024
Property Address	408 EVERETT ST, GRAND RIVER, OH 44045-8230
Document Number	0000023681
Instrument Date	Nov 5, 2024
Instrument	2024R023681
Transaction Type	Transfer
Record Updated	Jun 2, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	408 EVERETT ST, GRAND RIVER, OH 44045-8230

Tax Assessment & Valuation

Source: Lake County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lake County
County Subdivision	Painesville Township
Municipality	Grand River Village
Unified School District	Riverside Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$67,270 (+34.84%) Land $12,380 Building $54,890	$192,220 (+34.85%) Land $35,380 Building $156,840
2023	$4,757.00 (+67.8%) Homeowner's exemption	$49,890 (-) Land $9,630 Building $40,260
2022	$2,835.00 Homeowner's exemption	$49,890 Land $9,630 Building $40,260
2021			$142,540 Land $27,500 Building $115,040

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	16 (1982–2026)
Claims Outside the SFHA	2 of 16
Most Recent Claim	Feb 2026 · river or lake flooding
Claims by Event	Severe Storms, Straight Line Winds, And Flooding, Jul 2006 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAINESVILLE CITY PWS serves 31,728 people · EPA ID OH4301611
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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