408 Eucalyptus Ln, Jacksonville, NC 28546 Property Records

Onslow County property record for 408 Eucalyptus Ln, Jacksonville, NC 28546

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,793 sqft · built 1997
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on Record
Last Sale	$285,000 (Aug 2025)
Tax Bill	$1,361 (2026)
Deeds & Mortgages	Oct 2021 Mortgage Apr 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1106B-148`

Property Details

APN / Parcel Number

Primary APN	`1106B-148`
Alternative APNs	`490022956` `459570000` `056107`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,793 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,583 sqft (0.22 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	490022956
Street Address	408 EUCALYPTUS LN
City	JACKSONVILLE
State	NC
Zip	28546-4571
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TCA
Legal Description	L39 S3B ARAGONA VILLAGE DPLX
Legal Subdivision	ARAGONA VILLAGE DUPLEXES
Legal Lot Number	39
Jurisdiction	ONSLOW NC
Township / Civil Division	WHITE OAK
Census Block Group	3
Census Block	3004
Census Tract	2100

Owner

Source: Onslow County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	408 EUCALYPTUS LN, JACKSONVILLE, NC 28546-4571
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Apr 13, 2020	Warranty Deed, Transfer · VA Mortgage HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 4, 2025 · Amount on Record
Deed Sale	Aug 4, 2025 · Amount on Record
Prior Sale	Apr 13, 2020 · Amount on Record
Deed Book / Page	6410 / 458
Prior Transfer Date	Sep 11, 2014
Prior Transfer Doc	0042060818
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONSLOW NC
Property Address	408 EUCALYPTUS LN, JACKSONVILLE, NC 28546-4571
Transaction Type	Mortgage
Record Updated	May 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0055860337
Date	Oct 5, 2021
Book Page	5586/337

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONSLOW NC
Recording Date	Apr 13, 2020
Property Address	408 EUCALYPTUS LN, JACKSONVILLE, NC 28546-4571
Document Number	0051430904
Book / Page	5143 / 904
Map Reference	MB 34 PG 103
Instrument Date	Apr 6, 2020
Transaction Type	Transfer
Record Updated	May 5, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$370.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	140 WILDWOOD RD, 140, NEWPORT, NC 28570-8405

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	408 EUCALYPTUS LN, JACKSONVILLE, NC 28546-4571

Mortgage

Document Number	0005143907
Date	Apr 13, 2020
Instrument	5143/907

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

Tax Assessment & Valuation

Source: Onslow County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Onslow County
Unified School District	Onslow County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,361.00 (+27.67%)	$284,047 (+36.66%) Land $52,000 Building $232,047	$284,047 (+36.66%) Land $52,000 Building $232,047
2023	$1,066.00	$207,856 Land $37,500 Building $170,356	$207,856 Land $37,500 Building $170,356

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 28 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	28 in force
Nearby Flood Claims	15 (2005–2018)
Claims Outside the SFHA	7 of 15
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 10 claims Severe Storms, Flooding, And Straight-line Winds, Sep 2010 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 54% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONSLOW WTR AND SEWER AUTHORITY serves 156,755 people · EPA ID NC0467035
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Brightspeed, T-Mobile.

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