408 Emerson Ave, Modesto, CA 95350 Property Records

Stanislaus County property record for 408 Emerson Ave, Modesto, CA 95350

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,349 sqft · built 1950
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on Record
Last Sale	$105,000 (Oct 2009)
Tax Bill	$1,444 (2026)
Deeds & Mortgages	Aug 2021 Mortgage Jan 2020 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`013-011-036-000`

Property Details

APN / Parcel Number

Primary APN	`013-011-036-000`
Alternative APNs	`0131136000` `0131136`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,349 sqft Living Area
1st Floor Area	1,349 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Construction Type	Wood
Lot Area	6,970 sqft (0.16 acres)
Parking Spaces	2 Parking Spaces
Patio Area	419 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	408 EMERSON AVE
City	MODESTO
State	CA
Zip	95350-2307
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 10 BLK 6992 HARTE TRACT
Legal Subdivision	HARTE
Legal Block	6992
Legal Lot Number	10
Jurisdiction	STANISLAUS CA
Township / Civil Division	MODESTO
Census Block Group	3
Census Block	3011
Census Tract	907

Owner

Source: Stanislaus County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	408 EMERSON AVE, MODESTO, CA 95350-2307
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage STEPHEN WARD INHERITED IRA
Jan 20, 2020	Loan Modification, Mortgage · Conventional Mortgage MIDFIRST BK
Feb 3, 2017	Loan Modification, Mortgage · FHA Mortgage NATIONSTAR MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 6, 2009 · Amount on Record
Deed Sale	Oct 6, 2009 · Amount on Record
Prior Sale	Jun 18, 2009 · Amount on Record
Deed Document Number	200997473
Prior Transfer Date	Jun 12, 2009
Prior Transfer Doc	0000060883
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	408 EMERSON AVE, MODESTO, CA 95350-2307
Transaction Type	Mortgage
Record Updated	Aug 26, 2021
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	408 EMERSON AVE, MODESTO, CA 95350-2307

Mortgage

Document Number	0000077193
Date	Aug 17, 2021
Instrument	2021-0077193

Lender

Name	STEPHEN WARD INHERITED IRA
Type	Non-Lending Institution
Address	SAN RAMON, CA 94583

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Sep 1, 2031

January 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	STANISLAUS CA
Property Address	408 EMERSON AVE, MODESTO, CA 95350-2307
Document Number	0000016183
Instrument Date	Jan 20, 2020
Transaction Type	Mortgage
Record Updated	Mar 20, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	408 EMERSON AVE MODESTO CA 953502307, MODESTO, CA 95350-2307

Mortgage

Document Number	0000016183
Date	Mar 9, 2020
Instrument	16183

Lender

Name	MIDFIRST BK
Type	Bank
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 8, 2050

Interest

Rate Type	Fixed Rate
Rate	4%

February 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	STANISLAUS CA
Property Address	408 EMERSON AVE, MODESTO, CA 95350-2307
Document Number	0000029731
Instrument Date	Feb 3, 2017
Transaction Type	Mortgage
Record Updated	May 4, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	408 EMERSON AVE MODESTO CA 953502307, MODESTO, CA 95350-2307

Mortgage

Document Number	0000029731
Date	Apr 26, 2017
Instrument	29731

Lender

Name	NATIONSTAR MTG
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 25, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.5%

Tax Assessment & Valuation

Source: Stanislaus County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Stanislaus County
Municipality	Modesto City
Secondary School District	Modesto City High School District (09 - 12)
Elementary School District	Sylvan Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$1,444.00 (+1.69%) Homeowner's exemption	$138,229 (+2%) Land $46,074 Building $92,155
2025	$1,420.00 (+4.03%) Homeowner's exemption	$135,520 (+4.04%) Land $45,171 Building $90,349
2023	$1,365.00 (+4.36%) Homeowner's exemption	$130,260 Land $43,418 Building $86,842
2022	$1,308.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 23, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MODESTO serves 218,915 people · EPA ID CA5010010
Water Source	Purchased surface water from MODESTO IRRIGATION DISTRICT
Last State Inspection	Jan 2025
Lead	12 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 622 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20

May also be available: Ayera Technologies, ezWave, Verizon.

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