408 Emerald St, Lowell, AR 72745 Property Records

Benton County property record for 408 Emerald St, Lowell, AR 72745

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,426 sqft · built 2003
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on Record
Last Sale	$260,000 (Apr 2022)
Tax Bill	$2,596 (2026)
Deeds & Mortgages	Apr 2022 Sale & Line of Credit May 2018 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`12-02243-000`

Property Details

APN / Parcel Number

Primary APN	`12-02243-000`
Alternative APNs	`44840.0` `44840`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,426 sqft Living Area
Gross Area	1,806 sqft
1st Floor Area	1,426 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Wood
Construction Type	Frame
Roof Type	Hip
Roof Material	Fiberglass
Lot Area	10,019 sqft (0.23 acres)
Garage Type	Attached
Garage Area	380 sqft
Driveway	Concrete Driveway
Driveway Area	640 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	98 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	408 EMERALD ST
City	LOWELL
State	AR
Zip	72745-8857
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Range	30
Legal Township	18
Legal Section	12
Legal Subdivision	SOUTHFORK SUB PH IIIA-LOWELL
Legal Lot Number	217
Jurisdiction	BENTON AR
Township / Civil Division	3
Census Block Group	3
Census Block	3006
Census Tract	21406

Owner

Source: Benton County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1300 LEXINGTON CIR, SPRINGDALE, AR 72762-8150
Owner Type	Individual
Vesting	Married

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2022	Warranty Deed, Transfer · Line of Credit THE CITIZENS BANK
May 2, 2018	Quit Claim Deed, Transfer Quitclaim
Aug 4, 2017	Loan Modification, Mortgage · Conventional Mortgage ARVEST MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 19, 2022 · Amount on Record
Deed Sale	Apr 19, 2022 · Amount on Record
Prior Sale	Oct 26, 2005 · Amount on Record
Deed Document Number	202225684
Record Updated	Oct 29, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON AR
Recording Date	Apr 19, 2022
Property Address	408 EMERALD ST, LOWELL, AR 72745-8857
Document Number	L202225684
Map Reference	PL P2 PG 878,878A-87
Instrument Date	Apr 14, 2022
Instrument	L202225684
Transaction Type	Transfer
Record Updated	May 6, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$858.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6200 WATKINS AVE # AVED3202, 6200, SPRINGDALE, AR 72762-0994

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1300 LEXINGTON CIR, SPRINGDALE, AR 72762-8150

Mortgage

Document Number	L202225685
Date	Apr 19, 2022
Instrument	L202225685

Lender

Name	THE CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Apr 14, 2042

Interest

Rate Type	Adjustable Rate

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BENTON AR
Recording Date	May 2, 2018
Property Address	408 EMERALD ST, LOWELL, AR 72745-8857
Document Number	0000022377
Instrument Date	Apr 27, 2018
Instrument	22377
Transaction Type	Transfer
Record Updated	Jan 12, 2019

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	408 EMERALD ST LOWELL AR 727458857, LOWELL, AR 72745-8857

August 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	BENTON AR
Property Address	408 EMERALD ST, LOWELL, AR 72745-8857
Document Number	000M205166
Instrument Date	Aug 4, 2017
Transaction Type	Mortgage
Record Updated	Oct 16, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	408 EMERALD ST LOWELL AR 727458857, LOWELL, AR 72745-8857

Mortgage

Document Number	000M205166
Date	Sep 29, 2017
Instrument	M205166

Lender

Name	ARVEST MTG
Type	Mortgage Company
Address	LOWELL, AR 72745

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 28, 2047

Interest

Rate Type	Fixed Rate
Rate	4.5%

Tax Assessment & Valuation

Source: Benton County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Arkansas
County	Benton County
Municipality	Lowell City
Unified School District	Rogers Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,596.00 (+9.21%)	$52,972 (-) Land $15,200 Building $37,772	$264,860 (-) Land $76,000 Building $188,860
2025	$2,377.00 (+29.61%)	$52,972 (+53.59%) Land $15,200 Building $37,772
2024			$264,860 (+53.59%) Land $76,000 Building $188,860
2023	$1,834.00	$34,490 Land $7,200 Building $27,290	$172,450 Land $36,000 Building $136,450

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2022)
Most Recent Claim	May 2022 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGDALE WATER UTILITIES serves 100,795 people · EPA ID AR0000575
Water Source	Purchased surface water from BEAVER WATER DISTRICT
Last State Inspection	Nov 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Right Fiber Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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