408 Elm St, Morrison, IA 50657 Property Records

Grundy County property record for 408 Elm St, Morrison, IA 50657

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,232 sqft · built 2012
Lot Size	0.5 acres (21,780 sqft)
Owner	Individual Name on File
Last Sale	$183,000 (Mar 2023)
Tax Bill	$2,030 (2026)
Deeds & Mortgages	Mar 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`871614485005`

Property Details

APN / Parcel Number

Primary APN	`871614485005`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,232 sqft Living Area
Basement Area	1,232 sqft
Unfinished Basement	1,232 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Architectural Style	A-Frame
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	21,780 sqft (0.5 acres)
Lot Dimensions	132 ft deep x 165 ft wide
Garage Type	Detached
Garage Area	1,536 sqft
Parking Spaces	6 Parking Spaces
Deck Area	112 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	408 ELM ST
City	MORRISON
State	IA
Zip	50657-9011
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MORRISON, ORIGINAL PLAT, BLK 15 LOT 171 & 172
Legal Subdivision	ORIGINAL PLAT OF THE TOWN OF MORRISON
Legal Block	15
Legal Lot Number	171,172
Jurisdiction	GRUNDY IA
Township / Civil Division	WASHINGTON
Census Block Group	2
Census Block	2124
Census Tract	960100

Owner

408 Elm St is owned and occupied by an individual who bought it in March 2023.

Source: Grundy County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	408 ELM ST, MORRISON, IA 50657-9011
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 3, 2023 · Amount on File
Deed Sale	Mar 3, 2023 · Amount on File
Prior Sale	Aug 27, 2012 · Amount on File
Deed Document Number	2023369
Record Updated	Oct 29, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRUNDY IA
Recording Date	Mar 3, 2023
Property Address	408 ELM ST, MORRISON, IA 50657-9011
Document Number	0020230369
Instrument Date	Feb 28, 2023
Instrument	2023-0369
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$292.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	408 ELM ST, MORRISON, IA 50657-9011

Mortgage

Document Number	0020230370
Date	Mar 3, 2023
Instrument	2023-0370

Lender

Name	VERIDIAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 1, 2020
Change Frequency	Annually
Min Rate At Change	4.25%
Max Rate At Change	8.25%
Index	1-Year CMT
Max Rate	12.2%

Tax Assessment & Valuation

The 2026 property tax bill for 408 Elm St was $2,030 with a homeowner's exemption.

Source: Grundy County assessment roll, as of October 6, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Grundy County
Municipality	Morrison City
Unified School District	Gladbrook-Reinbeck Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,030.00	$169,650 (-) Land $12,940 Building $156,710	$169,650 (-) Land $12,940 Building $156,710
2025	$2,030.00 (+5.95%) Homeowner's exemption	$169,650 Land $12,940 Building $156,710	$169,650 Land $12,940 Building $156,710
2024	$1,916.00
2023		$161,700 (+34.39%) Land $12,940 Building $148,760	$161,700 Land $12,940 Building $148,760
2022	$1,500.00 (+8.38%) Homeowner's exemption	$120,320 Land $9,700 Building $110,620
2021	$1,384.00		$120,320 Land $9,700 Building $110,620

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 408 Elm St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective December 20, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2008)
Most Recent Claim	Jun 2008 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 408 Elm St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Iowa
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TC Fiber	1,000 / 500
Windstream DSL	200 / 20

May also be available: GigFire.

Cell Coverage

5G and 4G LTE (outdoors only)

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