LaSalle County property record for 408 Elm St, Cedar Point, IL 61316
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,317 (2025) |
| Deeds & Mortgages | Sep 2026 Mortgage Dec 2022 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-09-112-003 |
| Primary APN | 25-09-112-003 |
|---|---|
| Alternative APN |
|
| Lot Area | 7,405 sqft (0.17 acres) |
|---|
| Street Address | 408 ELM ST |
|---|---|
| City | CEDAR POINT |
| State | IL |
| Zip | 61316-1007 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TOWN OF CEDAR POINT, LT 3 BLK 21 SEC 9-32-1 |
| Legal Range | 01 |
| Legal Township | 32 |
| Legal Section | 09 |
| Legal Subdivision | CEDAR POINT FIRST ADD (ORIGINAL TOWN) |
| Legal Block | 21 |
| Legal Lot Number | 3 |
| Jurisdiction | LASALLE IL |
| Township / Civil Division | EDEN |
| Census Block Group | 3 |
| Census Block | 3085 |
| Census Tract | 963200 |
Source: LaSalle County records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 408 ELM ST, CEDAR POINT, IL 61316-1007 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 11, 2026 | Deed of Trust, Mortgage · Conventional Mortgage PERU FSB |
| Dec 20, 2022 | Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Dec 15, 2022 |
| Transfer Doc | 0202215987 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LASALLE IL |
| Recording Date | Sep 11, 2026 |
| Property Address | 408 ELM ST, CEDAR POINT, IL 61316-1007 |
| Document Number | 0000009668 |
| Instrument Date | Aug 18, 2026 |
| Instrument | 20269668 |
| Transaction Type | Mortgage |
| Record Updated | Oct 1, 2026 |
| Name | Verified Name |
|---|---|
| Address | 408 ELM ST, CEDAR POINT, IL 61316-1007 |
| Document Number | 0000009668, |
|---|---|
| Date | Sep 11, 2026 |
| Instrument | 20269668 |
| Name | PERU FSB |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Aug 22, 2036 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.75% |
| Initial Type | Adjustable Rate |
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LASALLE IL |
| Recording Date | Dec 20, 2022 |
| Property Address | 408 ELM ST, CEDAR POINT, IL 61316-1007 |
| Document Number | 0202215987 |
| Instrument Date | Dec 15, 2022 |
| Instrument | 2022-15987 |
| Transaction Type | Transfer |
| Record Updated | Jan 11, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 408 ELM ST, CEDAR POINT, IL 61316-1007 |
Source: LaSalle County assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | LaSalle County |
| County Subdivision | Eden Township |
| Municipality | Cedar Point Village |
| Secondary School District | LaSalle-Peru Township High School District 120 (09 - 12) |
| Elementary School District | Oglesby Elementary School District 125 (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,317.00 (-0.3%) | $22,012 (+0.49%) Land $2,355 Building $19,657 | $66,036 (+0.49%) Land $7,065 Building $58,971 |
| 2024 | $1,321.00 | $21,905 (+14.1%) Land $2,344 Building $19,561 | $65,715 (+14.1%) Land $7,032 Building $58,683 |
| 2023 | $19,198 (+9.94%) Land $2,054 Building $17,144 | $57,594 (+9.94%) Land $6,162 Building $51,432 | |
| 2022 | $17,462 Land $1,868 Building $15,594 | $52,386 Land $5,604 Building $46,782 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (2013–2022) |
| Most Recent Claim | Apr 2022 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 86% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CEDAR POINT WATER COMPANY serves 266 people · EPA ID IL0995040 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Conxxus Fiber | 8,000 / 8,000 |
| Tonica Telephone Company Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Nextlink Fixed Wireless | 100 / 20 |
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