408 Ed Carter St, Avon Park, FL 33825 Property Records

Highlands County property record for 408 Ed Carter St, Avon Park, FL 33825

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 3,229 sqft · built 1925
Lot Size	0.573 acres (24,975 sqft)
Owner	2 Individual Names on File
Tax Bill	$501 (2024)
Deeds & Mortgages	May 2020 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`A233803000B00070`

Property Details

APN / Parcel Number

Primary APN	`A233803000B00070`
Alternative APN	`A-23-33-28-030-00B0-0070`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	3,229 sqft Living Area
1st Floor Area	2,482 sqft
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1925
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	24,975 sqft (0.573 acres)
Lot Dimensions	185 ft deep x 135 ft wide
Garage Type	Carport
Carport	Carport
Driveway	Driveway
Driveway Area	400 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Pool Area	450 sqft
Porch	Open Porch
Porch Area	929 sqft
Patio Area	493 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Old Parcel Number	A233803000B00070
Street Address	408 ED CARTER ST
City	AVON PARK
State	FL
Zip	33825-4402
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	CHEROKEE HEIGHTS SUB PB 2 PG 40 N 50 FT OF LOTS 7 + 8 + N 50 FT OF W 35 FT OF LT 9 + W 35 FT OF LOT 20 + ALL OF LOTS 21 + 22
Legal Range	28E
Legal Township	33S
Legal Section	23
Legal Subdivision	CHEROKEE HEIGHTS SUB
Legal Block	B
Legal Lot Number	7-8 22
Jurisdiction	HIGHLANDS FL
Township / Civil Division	AVON PARK
Census Block Group	1
Census Block	1013
Census Tract	960300

Owner

408 Ed Carter St is owned and occupied by two individuals who acquired it in September 2002.

Source: Highlands County records, as of December 12, 2025

Owner of Record	2 Individual Names on File
Mailing Address	408 ED CARTER ST, AVON PARK, FL 33825-4402
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 30, 2002
Deed Sale	Sep 30, 2002
Prior Sale	Sep 30, 2002
Deed Document Number	1161376
Record Updated	Jun 8, 2026

May 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HIGHLANDS FL
Property Address	408 ED CARTER ST, AVON PARK, FL 33825-4402
Document Number	0001985385
Instrument Date	May 1, 2020
Transaction Type	Mortgage
Record Updated	May 26, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	408 ED CARTER ST AVON PARK FL 338254402, AVON PARK, FL 33825-4402

Mortgage

Document Number	0001985385
Date	May 12, 2020
Book Page	002752/002752
Instrument	1985385

Lender

Name	HEARTLAND NAT'L BK
Type	Bank
Address	AVON PARK, FL 33825

Agreement

Term	60 Months
Due	May 11, 2025

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
Municipality	Avon Park City
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$51,950	$162,879 Land $14,850 Building $148,029
2024	$501.00 (+7.74%)
2023	$465.00 (+8.14%) Homeowner's exemption Senior Citizen's exemption	$49,016 (+3%)	$137,364 (-2.27%) Land $8,910 Building $128,454
2022	$430.00 Homeowner's exemption Senior Citizen's exemption	$47,588	$140,550 Land $8,910 Building $131,640

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 408 Ed Carter St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 408 Ed Carter St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF AVON PARK serves 19,361 people · EPA ID FL6280049
Water Source	Groundwater
Last State Inspection	May 2025
Lead	10 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20