408 E Village Dr, Monroe, NC 28112 Property Records

Union County property record for 408 E Village Dr, Monroe, NC 28112

Property Summary

Property Type	Rural Home
Details	3 bd · 2.5 ba · 1,441 sqft · built 2008
Lot Size	0.23 acres (10,019 sqft)
Owner	Company Name on Record
Last Sale	$304,000 (May 2022)
Tax Bill	$2,608 (2025)
Deeds & Mortgages	Oct 2022 Sale May 2022 Sale + 4 more
Flood Zone	Zone X (minimal risk)
APN	`09-087-028`

Property Details

APN / Parcel Number

Primary APN	`09-087-028`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,441 sqft Living Area
1st Floor Area	1,441 sqft

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Conventional
Construction Type	Wood
Foundation Type	Raised
Roof Type	Gable
Lot Area	10,019 sqft (0.23 acres)
Garage Type	Carport
Garage Area	440 sqft
Carport	Carport
Carport Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	10 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	408 E VILLAGE DR
City	MONROE
State	NC
Zip	28112-8195
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R-10SU MON
Legal Description	#12 EAST VILLAGE PH1 OPCI425
Legal Subdivision	EAST VILLAGE
Jurisdiction	UNION NC
Township / Civil Division	MONROE
Census Block Group	2
Census Block	2038
Census Tract	20601

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	15771 RED HILL AVE, 100, TUSTIN, CA 92780-7333
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Oct 18, 2022	Special Warranty Deed, Transfer ACCOMODATION, ACCOMMODATION
May 23, 2022	Warranty Deed, Transfer INVESTORS TITLE COMPANY
Mar 24, 2022	Trustee's Deed, Foreclosure
Jan 28, 2021	Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC
Nov 30, 2020	Loan Modification, Mortgage · FHA Mortgage CARRINGTON MTG SVCS
Aug 24, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 23, 2022 · Amount on Record
Deed Sale	May 23, 2022 · Amount on Record
Prior Sale	Mar 24, 2022 · Amount on Record
Deed Document Number	202218612
Deed Book / Page	8483 / 229
Last Transfer Date	Jun 5, 2024
Transfer Doc	0000012978
Record Updated	Oct 29, 2026

October 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	UNION NC
Recording Date	Oct 18, 2022
Property Address	408 E VILLAGE DR, MONROE, NC 28112-8195
Document Number	0008592799
Book / Page	8592 / 799
Map Reference	CAB I FILE 425
Instrument Date	Oct 17, 2022
Instrument	35733
Transaction Type	Transfer
Record Updated	Nov 1, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15771 RED HILL AVE # AVE100, 15771, TUSTIN, CA 92780-7303

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15771 RED HILL AVE # 100, 100, TUSTIN, CA 92780-7303
Investor	Possibly a Property Investor

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	May 23, 2022
Property Address	408 E VILLAGE DR, MONROE, NC 28112-8195
Document Number	0008483229
Book / Page	8483 / 229
Map Reference	CAB 1 FILE 425
Instrument Date	May 20, 2022
Instrument	18612
Transaction Type	Transfer
Record Updated	Jun 7, 2022
Title Company	INVESTORS TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$608.00
Amount Accuracy	Rounded by County
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4213 NEW TOWN RD, 4213, WAXHAW, NC 28173-7708

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 15087, SANTA ANA, CA 92735-0087
Investor	Possibly a Property Investor

March 2022: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	UNION NC
Recording Date	Mar 24, 2022
Property Address	408 E VILLAGE DR, MONROE, NC 28112-8195
Document Number	0008434131
Book / Page	8434 / 131
Map Reference	CAB 1 FILE 425
Instrument Date	Mar 18, 2022
Instrument	10978
Transaction Type	Foreclosure
Record Updated	Apr 7, 2022

Transaction

Amount	Amount Recorded
Tax	$497.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4213 NEW TOWN RD, WAXHAW, NC 28173-7708

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	408 E VILLAGE DR, MONROE, NC 28112-8195
Transaction Type	Mortgage
Record Updated	Feb 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	408 E VILLAGE DR, MONROE, NC 28112-8195

Mortgage

Document Number	7968759
Date	Jan 28, 2021
Book Page	7968/759
Instrument	4012

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Dec 1, 2050

November 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	UNION NC
Property Address	408 E VILLAGE DR, MONROE, NC 28112-8195
Document Number	7968765
Instrument Date	Nov 30, 2020
Transaction Type	Mortgage
Record Updated	Feb 23, 2021
Title Company	VYLLA TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	408 E VILLAGE DR MONROE NC 281128195, MONROE, NC 28112-8195

Mortgage

Document Number	7968765
Date	Jan 28, 2021
Book Page	007968/000765
Instrument	4013

Lender

Name	CARRINGTON MTG SVCS
Address	ANAHEIM, CA 92806

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 27, 2051

Interest

Rate	3.12%

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	408 E VILLAGE DR, MONROE, NC 28112-8195
Document Number	7004575
Book / Page	007004 / 000575
Instrument Date	Aug 24, 2017
Transaction Type	Mortgage
Record Updated	Nov 6, 2017
Title Company	SOURCE OF TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	408 E VILLAGE DR MONROE NC 281128195, MONROE, NC 28112-8195

Mortgage

Document Number	7004575
Date	Aug 29, 2017
Book Page	007004/000575
Instrument	25368

Lender

Name	HUD-HOUSING/URBAN DEV

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	324 Months
Due	Aug 28, 2044

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Monroe City
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$298,400 (-) Land $59,400 Building $239,000	$298,400 (-) Land $59,400 Building $239,000
2025	$2,608.00 (+35.62%)	$298,400 (+69.16%) Land $59,400 Building $239,000	$298,400 (+69.16%) Land $59,400 Building $239,000
2023	$1,923.00	$176,400 Land $33,700 Building $142,700	$176,400 Land $33,700 Building $142,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONROE serves 43,081 people · EPA ID NC0190010
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Aug 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Windstream DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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