408 E Tremont St, Champaign, IL 61820 Property Records

Champaign County property record for 408 E Tremont St, Champaign, IL 61820

Property Summary

Property Type	Single Family Home
Details	1 ba · 784 sqft · built 1893
Lot Size	0.171 acres (7,436 sqft)
Owner	2 Trust Names on File
Last Sale	$6,000 (Jul 2022)
Tax Bill	$1,417 (2024)
Deeds & Mortgages	Feb 2026 Sale Mar 2026 Sale + 4 more
Flood Zone	Zone X (minimal risk)
APN	`46-21-07-132-013`

Property Details

APN / Parcel Number

Primary APN	`46-21-07-132-013`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	784 sqft Building Perimeter
1st Floor Area	784 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1893
Effective Year Built	Effective 1893
Exterior Material	Stucco
Foundation Type	Slab (Mat/Raft)
Roof Material	Other
Lot Area	7,436 sqft (0.171 acres)
Garage Type	Detached
Porch	Porch
Shed	1 Shed
Shed Area	280 sqft

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	408 E TREMONT ST
City	CHAMPAIGN
State	IL
Zip	61820-3247
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 12 BLOCK 4 VREDENBURGH SUB
Legal Range	09E
Legal Township	19N
Legal Section	07
Legal Subdivision	VREDENBURGH SUB AND OTHER LAND
Legal Block	4
Legal Lot Number	12
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	CHAMPAIGN CITY
Census Block Group	1
Census Block	1017
Census Tract	200

Owner

408 E Tremont St is owner-occupied and held in a trust since July 2022.

Source: Champaign County records, as of April 29, 2026

Owner of Record	2 Trust Names on File
Mailing Address	408 E TREMONT ST, CHAMPAIGN, IL 61820-3247
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2026	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Mar 9, 2026	Warranty Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE LAND TRUST CO
Jul 29, 2022	Warranty Deed, Transfer · Line of Credit BANKCHAMPAIGN NA
Jul 15, 2019	Grant Deed, Mortgage · Line of Credit FIRST NEIGHBOR BK
Jun 17, 2019	Loan Modification, Mortgage FIRST MID BK&TR NA
Mar 18, 2019	Grant Deed, Mortgage · Line of Credit FIRST MID BK&TR NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 29, 2022 · Amount on File
Deed Sale	Jul 29, 2022 · Amount on File
Prior Sale	May 21, 2007 · Amount on File
Deed Document Number	202213970
Prior Transfer Date	Jun 15, 2006
Prior Transfer Doc	0000017380
Record Updated	Oct 29, 2026

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Feb 26, 2026
Property Address	408 E TREMONT ST, CHAMPAIGN, IL 61820-3247
Document Number	0000002733
Map Reference	MB A PG 245
Instrument Date	Jan 8, 2026
Instrument	2026R02733
Transaction Type	Transfer
Record Updated	Mar 17, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	600 N NEIL ST, CHAMPAIGN, IL 61824-0808

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Mar 9, 2026
Property Address	408 E TREMONT ST, CHAMPAIGN, IL 61820-3247
Document Number	0000003321
Map Reference	MB A PG 245
Instrument Date	Jan 8, 2026
Instrument	2026R03321
Transaction Type	Transfer
Record Updated	Mar 19, 2026
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE LAND TRUST CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	600 N NEIL ST, CHAMPAIGN, IL 61824-0808

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	35 W WACKER DR FL 11TH, CHICAGO, IL 60601-1723

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Jul 29, 2022
Property Address	408 E TREMONT ST, CHAMPAIGN, IL 61820-3247
Document Number	0000013970
Map Reference	MB A PG 245
Instrument Date	May 28, 2020
Instrument	2022R13970
Transaction Type	Transfer
Record Updated	Aug 12, 2022
Title Company	ALLIED CAPITAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$75.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 433, CHAMPAIGN, IL 61824-0433

Mortgage

Document Number	0000013971
Date	Jul 29, 2022
Instrument	2022R13971

Lender

Name	BANKCHAMPAIGN NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	61 Months
Due	Aug 5, 2027

July 2019: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Jul 15, 2019
Property Address	408 E TREMONT ST, CHAMPAIGN, IL 61820-3247
Instrument Date	Jul 1, 2019
Instrument	11128
Transaction Type	Mortgage
Record Updated	Aug 6, 2019
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	408 E TREMONT ST CHAMPAIGN IL 618203247, CHAMPAIGN, IL 61820-3247

Mortgage

Document Number	0000011128
Date	Jul 15, 2019
Instrument	11128

Lender

Name	FIRST NEIGHBOR BK
Type	Bank
Address	900 BROADWAY AVE E, MATTOON, IL 61938-4673

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

June 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CHAMPAIGN IL
Recording Date	Jun 17, 2019
Property Address	408 E TREMONT ST, CHAMPAIGN, IL 61820-3247
Instrument Date	May 12, 2019
Instrument	9119
Transaction Type	Mortgage
Record Updated	Jul 2, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2516 PINEHURST DR CHAMPAIGN IL 618226888, CHAMPAIGN, IL 61822-6888

Mortgage

Document Number	0000009119
Date	Jun 17, 2019
Instrument	9119

Lender

Name	FIRST MID BK&TR NA
Address	114 W CHURCH ST, CHAMPAIGN, IL 61820-3511

Agreement

Amount	Amount on Record
Term	12 Months
Due	Jun 16, 2020

March 2019: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Mar 18, 2019
Property Address	408 E TREMONT ST, CHAMPAIGN, IL 61820-3247
Instrument Date	Jan 15, 2019
Instrument	3680
Transaction Type	Mortgage
Record Updated	Apr 8, 2019
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2516 PINEHURST DR CHAMPAIGN IL 618226888, CHAMPAIGN, IL 61822-6888

Mortgage

Document Number	0000003680
Date	Mar 18, 2019
Instrument	3680

Lender

Name	FIRST MID BK&TR NA
Address	114 W CHURCH ST, CHAMPAIGN, IL 61820-3511

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Champaign City Township
Municipality	Champaign City
Unified School District	Champaign Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$18,230 (+12.18%) Land $2,880 Building $15,350	$54,690 (+12.18%) Land $8,640 Building $46,050
2024	$1,417.00 (+6.22%)	$16,250 Land $2,570 Building $13,680	$48,750 Land $7,710 Building $41,040
2023	$1,334.00 (+6.29%)
2022	$1,255.00	$13,650 Land $2,160 Building $11,490	$40,950 Land $6,480 Building $34,470

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 408 E Tremont St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 14, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 408 E Tremont St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 332 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Fidium Fiber, Nextlink, Pavlov Media.

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