408 E Spencer St, Cuba, MO 65453 Property Records

Crawford County property record for 408 E Spencer St, Cuba, MO 65453 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	1,168 sqft · built 1957
Lot Size	0.179 acres (7,800 sqft)
Owner	Individual Name on File
Last Sale	$23,750 (Sep 2025)
Tax Bill	$398 (2025)
Deeds & Mortgages	Apr 2007 Mortgage Sep 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06-9.0-30-4-19-003.000`

Property Details

APN / Parcel Number

Primary APN	`06-9.0-30-4-19-003.000`

Interior

Building Area	1,168 sqft Living Area
1st Floor Area	1,168 sqft

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Lot Area	7,800 sqft (0.179 acres)
Lot Dimensions	130 ft deep x 60 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	408 E SPENCER ST
City	CUBA
State	MO
Zip	65453-1739
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PTW1/2SW1/4SE1/4 SEC 30 &PTW1/2NW1 R4W
Legal Range	04W
Legal Township	39
Legal Section	30
Jurisdiction	CRAWFORD MO
Township / Civil Division	BENTON
Census Block Group	4
Census Block	4068
Census Tract	450302

Owner

Source: Crawford County records · APN 06-9.0-30-4-19-003.000

Assessment roll updated January 12, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	PO BOX 2, CUBA, MO 65453-0002
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2007	Deed of Trust, Mortgage · ARM U S EQUITY MORTGAGE
Sep 29, 2025	Special Warranty Deed, Transfer · Commercial Mortgage SULLIVAN BANK
Jul 31, 2025	Trustee's Deed, Foreclosure
Sep 08, 2005	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 29, 2025 · Amount on Record
Deed Sale	Sep 29, 2025 · Amount on Record
Prior Sale	Jul 31, 2025 · Amount on Record
Deed Document Number	20253130
Prior Transfer Date	Aug 09, 2024
Prior Transfer Doc	0000002508
Record Updated	Sep 20, 2026

April 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAWFORD MO
Property Address	408 E SPENCER ST, CUBA, MO 65453-1739
Transaction Type	Mortgage
Record Updated	Mar 12, 2026
Title Company	HERITAGE TITLE CLOSING, HERITAGE TITLE LOVISVIL

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000429/941
Date	Apr 27, 2007
Book Page	429/941

Lender

Name	U S EQUITY MORTGAGE
Address	LOUISVILLE, KY 40222

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Apr 01, 2037
Prepayment Penalty	00 Months

Interest

Rate Type	Adjustable Rate
Rate	9.93%
Type Change Date	Apr 01, 2009
Change Frequency	6 Months
Min Rate At Change	7.5%
Max Rate At Change	12.9%
Index	6-Month LIBOR
Max Rate	16.9%

September 2025: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	CRAWFORD MO
Recording Date	Sep 29, 2025
Property Address	408 E SPENCER ST, CUBA, MO 65453-1739
Document Number	0202503130
Instrument Date	Sep 19, 2025
Instrument	202503130
Transaction Type	Transfer
Record Updated	Mar 12, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 2, CUBA, MO 65453-0002
Investor	Possibly a Property Investor

Mortgage

Document Number	0202503131
Date	Sep 29, 2025
Instrument	202503131

Lender

Name	SULLIVAN BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

July 2025: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	CRAWFORD MO
Recording Date	Jul 31, 2025
Property Address	408 E SPENCER ST, CUBA, MO 65453-1739
Document Number	0202502363
Instrument Date	Jul 30, 2025
Instrument	202502363
Transaction Type	Foreclosure
Record Updated	Mar 12, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8950 CYPRESS WATERS BLVD, COPPELL, TX 75019-4620

September 2005: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CRAWFORD MO
Recording Date	Sep 08, 2005
Property Address	408 E SPENCER ST, CUBA, MO 65453-1739
Document Number	000516/517
Book / Page	516 / 517
Instrument Date	Sep 08, 2005
Transaction Type	Transfer
Record Updated	Mar 12, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	408 E SPENCER ST, CUBA, MO 65453-1739

Tax Assessment & Valuation

Source: Crawford County records · Assessment roll updated January 12, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Crawford County
Municipality	Cuba City
Unified School District	Crawford County R-2 School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$398.00	$9,270 (-)	$91,600 (+87.7%) Land $48,800 Building $42,800
2024	$398.00	$9,270 (-)
2023		$9,270	$48,800 Land $6,000 Building $42,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Crawford County (29055C), updated May 20, 2010 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 240 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Brightspeed	Fiber	2,000 / 2,000
Spectrum	Cable	1,000 / 1,000
Wisper ISP	Fixed Wireless	400 / 30
Wave Internet Technologies	Fixed Wireless (unlicensed)	100 / 100
BlueBit Networks	Fixed Wireless (licensed-by-rule)	100 / 20

May also be available at this address: Steelville Telephone Exchange, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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