408 E Shore Dr, Adirondack, NY 12808 Property Records

Warren County and Horicon Town property record for 408 E Shore Dr, Adirondack, NY 12808

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,876 sqft · built 1982
Lot Size	2.26 acres (98,446 sqft)
Owner	2 Individual Names on File
Last Sale	$756,000 (Dec 2021)
Tax Bill	$8,454 (2026)
Deeds & Mortgages	Jan 2024 Refinance Dec 2021 Sale & Mortgage + 2 more
APN	`522800 36.11-1-16`

Property Details

APN / Parcel Number

Primary APN	`522800 36.11-1-16`
Alternative APN	`280003601100010160000000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,876 sqft Living Area
1st Floor Area	1,048 sqft
2nd Floor Area	828 sqft
Basement Area	500 sqft
Finished Basement	500 sqft
Game Room	Game Room

Exterior

Year Built	Built 1982
Effective Year Built	Effective 2000
Architectural Style	Contemporary
Exterior Material	Wood
Lot Area	98,446 sqft (2.26 acres)
Lot Dimensions	200 ft deep x 100 ft wide
View / Lot	Waterfront / Beach
Garage Type	Basement
Porch	Patio
Porch Area	904 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	408 E SHORE DR
City	ADIRONDACK
State	NY
Zip	12808
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02
Legal Description	16.-1-19.2
Legal Block	1
Legal Lot Number	16.000
Jurisdiction	WARREN NY
Township / Civil Division	HORICON
Census Block Group	3
Census Block	3015
Census Tract	76000

Owner

408 E Shore Dr is owned and occupied by two individuals who bought it in December 2021.

Source: Warren County and Horicon Town records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 248, POTTERSVILLE, NY 12860-0248
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 31, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance SUNMARK FCU
Dec 29, 2021	Deed, Transfer · Stand-Alone First Mortgage SUNMARK FCU
Feb 26, 2021	Deed, Transfer
Jul 26, 2019	Quit Claim Deed, Transfer ABSTRACT INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 29, 2021 · Amount on File
Deed Sale	Dec 29, 2021 · Amount on File
Prior Sale	Jul 7, 2005 · Amount on File
Deed Document Number	202111098
Deed Book / Page	6529 / 13
Prior Transfer Date	Jul 26, 2016
Prior Transfer Doc	0540660000000283
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN NY
Property Address	408 E SHORE DR, ADIRONDACK, NY 12808
Transaction Type	Mortgage
Record Updated	Mar 21, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0068910101
Date	Jan 31, 2024
Book Page	6891/101
Instrument	2024-0527

Lender

Name	SUNMARK FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	301 Months
Due	Feb 1, 2049

December 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	WARREN NY
Recording Date	Dec 29, 2021
Property Address	408 E SHORE DR, ADIRONDACK, NY 12808
Document Number	0065290013
Book / Page	6529 / 13
Instrument Date	Dec 8, 2021
Instrument	2021-11098
Transaction Type	Transfer
Record Updated	Mar 21, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	53 MICHELLE DR, CLIFTON PARK, NY 12065-1671

Mortgage

Document Number	0202111099
Date	Dec 29, 2021
Instrument	2021-11099

Lender

Name	SUNMARK FCU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

February 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	WARREN NY
Recording Date	Feb 26, 2021
Property Address	408 E SHORE DR, ADIRONDACK, NY 12808
Document Number	0063050064
Book / Page	6305 / 64
Instrument Date	Jan 9, 2021
Instrument	2021-1841
Transaction Type	Transfer
Record Updated	Mar 21, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	44 COUNTRY WOODS DR, SAINT JAMES, NY 11780-2540

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WARREN NY
Recording Date	Jul 26, 2019
Property Address	408 E SHORE DR, ADIRONDACK, NY 12808
Document Number	0000004469
Book / Page	005963 / 000190
Instrument Date	Jul 10, 2019
Instrument	4469
Transaction Type	Transfer
Record Updated	Jan 14, 2020
Title Company	ABSTRACT INC

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Trust
Address	408 E SHORE DR ADIRONDACK NY 12808, ADIRONDACK, NY 12808

Tax Assessment & Valuation

The 2026 property tax bill for 408 E Shore Dr was $8,454 with a veteran's exemption, up 8% from the year before.

Source: Warren County and Horicon Town assessment roll, as of April 27, 2026

Property Jurisdictions

Type	Name
State	New York
County	Warren County
County Subdivision	Horicon Town
Unified School District	North Warren Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,454.00 (+8.02%) Veteran's exemption
2025	$7,826.00 Veteran's exemption	$762,000 (-) Land $430,000 Building $332,000	$1,016,000 (+17.33%) Land $573,333 Building $442,667
2024		$762,000 (-) Land $430,000 Building $332,000	$865,900 (+11.36%) Land $488,631 Building $377,269
2023		$762,000 Land $430,000 Building $332,000	$777,550 Land $438,775 Building $338,775

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 408 E Shore Dr; there have been 4 flood claims nearby since 2001.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	6 in force
Nearby Flood Claims	4 (2001–2011)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Apr 2011 · Severe Storms, Flooding, Tornadoes, And Straight-line Winds
Claims by Event	Severe Storms, Flooding, Tornadoes, And Straight-line Winds, Apr 2011 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 408 E Shore Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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