Union County property record for 408 E Rose St, Elk Point, SD 57025 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1905 |
| Square Footage | 1,512 sqft Living Area |
| Lot Size | 14,227 sqft (0.327 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $110,000 (2019) |
| Tax Bill | $2,574.00 (2025) |
| Primary APN | 03.05.15.1005 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,512 sqft Living Area |
| Basement Area | 1,008 sqft Basement |
| Unfinished Basement | 1,008 sqft Unfinished |
| Stories | 1 Stories |
| Year Built | Built 1905 |
|---|---|
| Effective Year Built | Effective 1905 |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Wood Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 14,227 sqft (0.327 acres) |
| Depth X Width | 152 ft x 93.6 ft Depth x Width |
| Parking Spaces | 3 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 720 sqft Garage |
| Porch | Covered Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Central Heating |
| Street Address | 408 E ROSE ST |
|---|---|
| City | ELK POINT |
| State | SD |
| Zip | 57025-2261 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | W1/2 LOT 2 & ALL LOT 3 & E1/2 LOT 4 BLK 15 W & H ADD E P CITY INCL 12' VAC ALLEY |
| Legal Subdivision | W & H ADD |
| Legal Block | 15 |
| Legal Lot Number | 2-4 |
| Legal Unit | 2 |
| Jurisdiction | UNION SD |
| Minor Civil Division | ELK POINT |
| Census Blockgroup | 3 |
| Census Block | 3001 |
| Census Tract | 20200 |
Source: Union County records · APN 03.05.15.1005
Assessment roll updated October 6, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 408 E ROSE ST, ELK POINT, SD 57025-2261 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Nov 18, 2022 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage ROCKET MORTGAGE LLC |
| Oct 01, 2019 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage QUICKEN LOANS INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 01, 2019 · Amount on Record |
| Deed Sale | Oct 01, 2019 · Amount on Record |
| Prior Sale | Feb 17, 2016 · Amount on Record |
| Deed Doc Number | 20194105 |
| Deed Book / Page | 109 / 632 |
| Prior Transfer Date | Mar 18, 2013 |
| Prior Transfer Doc | 00103/0149 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION SD |
| Property Address | 408 E ROSE ST, ELK POINT, SD 57025-2261 |
| Transaction Type | Mortgage |
| Record Updated | Dec 19, 2022 |
| Name | Verified Name |
|---|
| Document Number | 000180/831 |
|---|---|
| Date | Nov 18, 2022 |
| Book Page | 180/831 |
| Instrument | 223243 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION SD |
| Recording Date | Oct 01, 2019 |
| Property Address | 408 E ROSE ST, ELK POINT, SD 57025-2261 |
| Document Number | 00109/0632 |
| Book / Page | 109 / 0632 |
| Instrument Date | Sep 27, 2019 |
| Instrument | 194105 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5 UNION CT, 5, NORTH SIOUX CITY, SD 57049-4020 |
| Name | Verified Name |
|---|---|
| Address | 408 E ROSE ST, ELK POINT, SD 57025-2261 |
| Document Number | 0000194106 |
|---|---|
| Date | Oct 01, 2019 |
| Instrument | 194106 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2049 |
Source: Union County records · Assessment roll updated October 6, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | South Dakota |
| County | Union County |
| Municipality | Elk Point City |
| Unified School District | Elk Point-Jefferson School District 61-7 (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $2,574.00 (+7.25%) | $154,501 (+8.45%) Land $22,090 Building $132,411 |
| 2024 | $2,400.00 (-2.48%) | |
| 2023 | $2,461.00 (+9.14%) | $142,464 Land $22,090 Building $120,374 |
| 2022 | $2,255.00 |
408 E Rose St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Union County (46127C), updated May 31, 2026
| FEMA Flood Zone | Zone X moderate flood hazard · within the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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