408 E Roosevelt Ave, Onarga, IL 60955 Property Records

Iroquois County property record for 408 E Roosevelt Ave, Onarga, IL 60955 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Lot Size9.82 acres (427,759 sqft)
Owner2 Individual Names on File
Last Sale$180,000 (Sep 2020)
Tax Bill$30 (2025)
Deeds & MortgagesJun 2020 Line of Credit
Sep 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN23 19 451 013

Property Details

APN / Parcel Number

Primary APN23 19 451 013

Exterior

Lot Area427,759 sqft (9.82 acres)
Lot Dimensions100 ft deep x 80 ft wide

Location & Zoning

Street Address408 E ROOSEVELT AVE
CityONARGA
StateIL
Zip60955-1371
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionW2 E2 SW4 SE4 EX 80' X 100' NW COR
JurisdictionIROQUOIS IL
Township / Civil DivisionONARGA
Census Block Group3
Census Block3091
Census Tract950600

Owner

Source: Iroquois County records · APN 23 19 451 013

Assessment roll updated July 17, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address408 E ROOSEVELT AVE, ONARGA, IL 60955-1371
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 02, 2020Deed of Trust, Mortgage · Line of Credit
L&N FCU
Sep 01, 2020Warranty Deed, Transfer · VA Mortgage
THE ANDERSON FINANCIAL GROUP INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 01, 2020 · Amount on Record
Deed SaleSep 01, 2020 · Amount on Record
Prior SaleNov 12, 2010 · Amount on Record
Deed Document Number20202723
Record UpdatedSep 20, 2026

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionIROQUOIS IL
Property Address408 E ROOSEVELT AVE, ONARGA, IL 60955-1371
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address408 E ROOSEVELT AVE, ONARGA, IL 60955-1371

Mortgage

Document Number20R1550
DateJun 02, 2020
Instrument20R1550
Lender
NameL&N FCU
TypeCredit Union
AddressBOURBONNAIS, IL 60914
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueJun 01, 2040
Interest
Rate3.5%

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionIROQUOIS IL
Recording DateSep 01, 2020
Property Address408 E ROOSEVELT AVE, ONARGA, IL 60955-1371
Document Number20R2723
Instrument DateAug 31, 2020
Instrument20R2723
Transaction TypeTransfer
Record UpdatedJul 13, 2021
Title CompanySTANDARD TITLE GRNTY COMPANY, STANDARD TITLE GUARANTY CO

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$270.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address408 E ROOSEVELT AVE, 408, ONARGA, IL 60955-1371

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address408 E ROOSEVELT AVE, ONARGA, IL 60955-1371

Mortgage

Document Number20R2724
DateSep 01, 2020
Instrument20R2724
Lender
NameTHE ANDERSON FINANCIAL GROUP INC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 01, 2050
Interest
Rate TypeFixed Rate
Rate2.75%

Tax Assessment & Valuation

Source: Iroquois County records · Assessment roll updated July 17, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyIroquois County
County SubdivisionOnarga Township
MunicipalityOnarga Village
Unified School DistrictIroquois West Community Unit School District 10 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$30.00$54,760 (+26.58%) Land $12,990 Building $41,770$164,280 (+26.58%) Land $38,970 Building $125,310
2022$30.00 Homeowner's exemption$43,260 Land $10,260 Building $33,000$129,780 Land $30,780 Building $99,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Iroquois County (17075C), updated August 16, 2011 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170759506003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearby Flood Claims2 (2016)
Claims Outside the SFHA2 of 2
Most Recent ClaimAug 2016, rainfall accumulation
Nearby Flood Policies1 in force
1 of 1 on primary residences
Flood Insurance CostPremium on Record
median of 1 individual NFIP policies nearby

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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