408 E Plum St, Frankton, IN 46044 Property Records

Madison County property record for 408 E Plum St, Frankton, IN 46044

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,523 sqft · built 1898
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,514 (2025)
Deeds & Mortgages	Aug 2019 Mortgage Jun 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`48-05-31-403-002.000-028`

Property Details

APN / Parcel Number

Primary APN	`48-05-31-403-002.000-028`
Alternative APNs	`00001313025` `28810`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,523 sqft Living Area
1st Floor Area	1,128 sqft
Attic	Attic
Attic Area	790 sqft
Basement Area	271 sqft
Unfinished Basement	271 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1898
Effective Year Built	Effective 2018
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Metal
Lot Area	7,405 sqft (0.17 acres)
Lot Dimensions	132 ft deep x 56 ft wide
Porch	Porch
Porch Area	172 sqft
Patio Area	128 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00001313025
Street Address	408 E PLUM ST
City	FRANKTON
State	IN
Zip	46044
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HILLSIDE 0.0000ACRES STR: 00000 SECTION: PLAT: 00 IN: OUT:
Legal Subdivision	HILLSIDE ADD
Jurisdiction	MADISON IN
Township / Civil Division	PIPE CREEK
Census Block Group	2
Census Block	2060
Census Tract	10900

Owner

Source: Madison County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	408 E PLUM ST, FRANKTON, IN 46044
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2019	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE
Jun 1, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE
Nov 12, 2021	Deed of Trust, Mortgage · Stand-Alone First Mortgage HUD
May 1, 2018	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 1, 2018
Deed Sale	May 1, 2018
Prior Sale	Jan 14, 2015
Deed Document Number	20185567
Prior Transfer Date	Aug 7, 2015
Prior Transfer Doc	0000012990
Record Updated	Sep 20, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IN
Property Address	408 E PLUM ST, FRANKTON, IN 46044
Transaction Type	Mortgage
Record Updated	Aug 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019R11810
Date	Aug 26, 2019
Instrument	2019R11810

Lender

Name	FREEDOM MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2049

Interest

Rate Type	Fixed Rate

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IN
Property Address	408 E PLUM ST, FRANKTON, IN 46044
Transaction Type	Mortgage
Record Updated	Aug 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020R07429
Date	Jun 1, 2020
Instrument	2020R07429

Lender

Name	FREEDOM MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	348 Months
Due	Nov 1, 2049

Interest

Rate Type	Fixed Rate

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IN
Property Address	408 E PLUM ST, FRANKTON, IN 46044
Transaction Type	Mortgage
Record Updated	Aug 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021R21857
Date	Nov 12, 2021
Instrument	2021R21857

Lender

Name	HUD
Type	Government Agency

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	336 Months
Due	Nov 1, 2049

Interest

Rate Type	Fixed Rate

May 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON IN
Recording Date	May 1, 2018
Property Address	408 E PLUM ST, FRANKTON, IN 46044
Document Number	2018R05567
Map Reference	PB 4 PG 69
Instrument Date	Apr 27, 2018
Instrument	2018R05567
Transaction Type	Transfer
Record Updated	Aug 8, 2022

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	408 E PLUM ST, FRANKTON, IN 46044

Tax Assessment & Valuation

Source: Madison County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Madison County
County Subdivision	Pipe Creek Township
Municipality	Frankton Town
Unified School District	Frankton-Lapel Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,514.00 (-9.34%) Homeowner's exemption	$168,300 (+9.86%) Land $7,700 Building $160,600	$168,300 (+9.86%) Land $7,700 Building $160,600
2024	$1,670.00 (+8.09%)
2023		$153,200 (-0.84%) Land $7,300 Building $145,900	$153,200 (-0.84%) Land $7,300 Building $145,900
2022	$1,545.00 Homeowner's exemption	$154,500 Land $7,100 Building $147,400	$154,500 Land $7,100 Building $147,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1979–2003)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Jul 2003 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKTON WATER WORKS serves 1,800 people · EPA ID IN5248008
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	11 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
FiberHawk Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

May also be available: Nextlink.

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