Gila County property record for 408 E Pinecone Cir, Payson, AZ 85541 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Year Built | Built 1971 |
| Square Footage | 4,263 sqft Living Area |
| Lot Size | 13,939 sqft (0.32 acres) |
| Last Sale | $480,000 (2023) |
| Tax Bill | $1,973.00 (2025) |
| Primary APN | 302-66-172B |
|---|---|
| Alternative APNs |
|
| Building Area | 4,263 sqft Living Area |
|---|---|
| 1st Floor | 1,421 sqft 1st Floor |
| Stories | 2 Stories |
| Primary Flooring | Carpet Flooring |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Exterior Material | Wood Exterior |
| Construction Type | Wood Construction |
| Roof Material | Asbestos Roof |
| Lot Area | 13,939 sqft (0.32 acres) |
| Deck Area | Deck Area |
|---|---|
| Patio Area | 203 sqft Patio |
| Porch | Open Porch |
| Porch Area | 77 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Account Number | R039465 |
|---|---|
| Street Address | 408 E PINECONE CIR |
| City | PAYSON |
| State | AZ |
| Zip | 85541-3932 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | SECTION: 34 TOWNSHIP: 11N RANGE: 10E LOT 172 OF PAYSON NORTH UNIT THREE PLAT 419 ALG WITH POR LOT 173 BEG NW COR LOT 173; TH S54D2846E, 100.0; TH S51D2157W, 31.79; TH N41D5303W, 94.85; TH ALG LEFT CURV, 10.0 TO POB AND ALG WITH H-172 OF ROS 4245 NW1/ |
| Legal Range | 10E |
| Legal Township | 11N |
| Legal Section | 34 |
| Legal Subdivision | PAYSON NORTH UNIT 3 |
| Legal Lot Number | 172 |
| Legal Unit | 3 |
| Jurisdiction | GILA AZ |
| Minor Civil Division | PAYSON |
| Census Blockgroup | 2 |
| Census Block | 2013 |
| Census Tract | 400 |
Source: Gila County records · APN 302-66-172B
Assessment roll updated February 9, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 28086 N PALOS DR, FLORENCE, AZ 85132-7455 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Sole Owner |
| Date | Document |
|---|---|
| Mar 12, 2026 | Deed of Trust, Mortgage · Conventional Mortgage OPTIMUM FIRST INC |
| Dec 05, 2022 | Deed of Trust, Mortgage · Stand Alone Second Mortgage KNOCK LENDING LLC |
| Apr 10, 2023 | Joint Tenancy Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC |
| Feb 02, 2022 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Feb 02, 2022 | Deed, Transfer · Commercial Mortgage UNLOCK HOMEOWNERSHIP SOLUTIONS INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 10, 2023 · Amount on Record |
| Deed Sale | Apr 10, 2023 · Amount on Record |
| Prior Sale | May 17, 2012 · Amount on Record |
| Deed Doc Number | 20233130 |
| Prior Transfer Date | Jan 27, 2022 |
| Prior Transfer Doc | 0000001589 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GILA AZ |
| Property Address | 408 E PINECONE CIR, PAYSON, AZ 85541-3932 |
| Transaction Type | Mortgage |
| Record Updated | Apr 01, 2026 |
| Name | Verified Name |
|---|---|
| Address | 408 E PINECONE CIR, PAYSON, AZ 85541-3932 |
| Document Number | 0000002420 |
|---|---|
| Date | Mar 12, 2026 |
| Instrument | 2026-002420 |
| Name | OPTIMUM FIRST INC |
|---|---|
| Type | Mortgage Company |
| Address | HUNTINGTON BEACH, CA 92647 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.25% |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Type Change Date | Apr 01, 2033 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 10.2% |
| Index | SOFR Average 30-Day |
| Max Rate | 10.2% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GILA AZ |
| Property Address | 408 E PINECONE CIR, PAYSON, AZ 85541-3932 |
| Transaction Type | Mortgage |
| Record Updated | May 10, 2023 |
| Title Company | SERVICELINK HOME EQUITY |
| Name | Verified Name |
|---|---|
| Address | 408 E PINECONE CIR, PAYSON, AZ 85541-3932 |
| Document Number | 0000013785 |
|---|---|
| Date | Dec 05, 2022 |
| Instrument | 2022-013785 |
| Name | KNOCK LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30305 |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 6 Months |
| Due | Jun 05, 2023 |
| Document Type | Joint Tenancy Deed |
|---|---|
| Jurisdiction | GILA AZ |
| Recording Date | Apr 10, 2023 |
| Property Address | 408 E PINECONE CIR, PAYSON, AZ 85541-3932 |
| Document Number | 0000003130 |
| Map Reference | MAP 419 |
| Instrument Date | Apr 06, 2023 |
| Instrument | 2023-003130 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2023 |
| Title Company | PEOPLES TITLES INC, PIONEER TITLE AGENCY INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property (Marital Community) with Rights of Survivorship |
| Address | 1401 E CHRISTOPHER CREEK LOOP, PAYSON, AZ 85541-5297 |
| Document Number | 0000003131 |
|---|---|
| Date | Apr 10, 2023 |
| Instrument | 2023-003131 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2053 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | GILA AZ |
| Recording Date | Feb 02, 2022 |
| Property Address | 408 E PINECONE CIR, PAYSON, AZ 85541-3932 |
| Document Number | 0000001589 |
| Map Reference | MAP 419&419A |
| Instrument Date | Jan 27, 2022 |
| Instrument | 2022-001589 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2023 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 408 EAST PINECONE CIRCLE, ARLEY, AL 35541 |
| Document Type | Deed |
|---|---|
| Jurisdiction | GILA AZ |
| Recording Date | Feb 02, 2022 |
| Property Address | 408 E PINECONE CIR, PAYSON, AZ 85541-3932 |
| Document Number | 0000001588 |
| Map Reference | MAP 419&419A |
| Instrument Date | Jan 27, 2022 |
| Instrument | 2022-001588 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2023 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 408 E PINECONE CIR, PAYSON, AZ 85541-3932 |
| Document Number | 0000001590 |
|---|---|
| Date | Feb 02, 2022 |
| Instrument | 2022-001590 |
| Name | UNLOCK HOMEOWNERSHIP SOLUTIONS INC |
|---|---|
| Type | Non-Lending Institution |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Gila County records · Assessment roll updated February 9, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Arizona |
| County | Gila County |
| Municipality | Payson Town |
| Unified School District | Payson Unified District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $38,591 (-0.26%) Land $7,257 Building $31,334 | $385,909 (-0.26%) Land $72,569 Building $313,340 | |
| 2025 | $1,973.00 (+7.7%) | ||
| 2024 | $38,692 Land $5,850 Building $32,842 | $386,920 Land $58,500 Building $328,420 | |
| 2023 | $1,832.00 |
Source: FEMA National Flood Hazard Layer, Gila County (04007C), updated October 30, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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