Franklin County property record for 408 E Park St, Westerville, OH 43081
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,432 sqft · built 1955 |
| Lot Size | 0.469 acres (20,424 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $5,770 (2024) |
| Deeds & Mortgages | Apr 2021 Reverse Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 080-001810 |
| Primary APN | 080-001810 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,432 sqft Living Area |
| 1st Floor Area | 1,432 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Lot Area | 20,424 sqft (0.469 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 408 E PARK ST |
|---|---|
| City | WESTERVILLE |
| State | OH |
| Zip | 43081-1750 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PARK ST WALNUT HILLS 28 |
| Legal Subdivision | WALNUT HILLS SUB |
| Legal Lot Number | 25 |
| Jurisdiction | FRANKLIN OH |
| Township / Civil Division | WESTERVILLE |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 7020 |
408 E Park St is owned and occupied by an individual who acquired it in November 1989.
Source: Franklin County records, as of March 24, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 408 E PARK ST, WESTERVILLE, OH 43081-1750 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 9, 1989 |
| Deed Sale | Nov 9, 1989 |
| Prior Sale | Nov 1, 1984 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN OH |
| Property Address | 408 E PARK ST, WESTERVILLE, OH 43081-1750 |
| Transaction Type | Mortgage |
| Record Updated | May 1, 2026 |
| Title Company | NATIONAL CLOSING SOLUTIONS, NATIONAL CLOSING SOLUTION |
| Name | Verified Name |
|---|---|
| Address | 408 E PARK ST, WESTERVILLE, OH 43081-1750 |
| Document Number | 0000068852 |
|---|---|
| Date | Apr 19, 2021 |
| Instrument | 202104190068852 |
| Name | REVERSE MORTGAGE FUNDING LLC |
|---|---|
| Type | Reverse Mortgage Lender |
| Address | BLOOMFIELD, NJ 07003 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 924 Months |
| Due | Apr 2, 2098 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.56% |
| Type Change Date | Jun 1, 2021 |
| Change Frequency | Annually |
| Index | 1-Year CMT |
| Max Rate | 7.56% |
Source: Franklin County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Franklin County |
| Municipality | Westerville City |
| Unified School District | Westerville City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $111,340 (-) Land $38,680 Building $72,660 | $318,100 Land $110,500 Building $207,600 | |
| 2024 | $5,770.00 (+1.53%) Homeowner's exemption Senior Citizen's exemption | $111,340 (-) Land $38,680 Building $72,660 | |
| 2023 | $5,683.00 (+43.62%) Homeowner's exemption | $111,340 (+76.53%) Land $38,680 Building $72,660 | $318,100 Land $110,500 Building $207,600 |
| 2022 | $3,957.00 Homeowner's exemption | $63,070 Land $15,750 Building $47,320 | |
| 2020 | $180,200 Land $45,000 Building $135,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 408 E Park St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 408 E Park St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 85% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WESTERVILLE CITY PWS serves 39,000 people · EPA ID OH2503411 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2024 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 352 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Breezeline Cable | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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