408 E Park St, Geneseo, IL 61254 Property Records

Henry County property record for 408 E Park St, Geneseo, IL 61254

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,048 sqft · built 1929
Lot Size	0.26 acres (11,326 sqft)
Owner	Individual Name on File
Last Sale	$129,000 (Feb 2019)
Tax Bill	$4,220 (2025)
Deeds & Mortgages	Oct 2026 Transfer Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-16-458-002`

Property Details

APN / Parcel Number

Primary APN	`08-16-458-002`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,048 sqft Living Area
1st Floor Area	1,048 sqft
Basement Area	1,048 sqft
Unfinished Basement	1,048 sqft

Exterior

Year Built	Built 1929
Effective Year Built	Effective 1929
Construction Type	Frame
Foundation Type	Masonry
Lot Area	11,326 sqft (0.26 acres)
Lot Dimensions	150 ft deep x 75 ft wide
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Gas

Location & Zoning

Street Address	408 E PARK ST
City	GENESEO
State	IL
Zip	61254-2035
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E 75 OF LOTS 1,2 & 3 BLK 2 ALLENS ADD CITY OF GENESEO
Legal Subdivision	ALLENS ADD
Legal Block	2
Legal Lot Number	1,3
Jurisdiction	HENRY IL
Township / Civil Division	GENESEO
Census Block Group	1
Census Block	1034
Census Tract	30302

Owner

408 E Park St is owned and occupied by an individual who acquired it in September 2026.

Source: Henry County records, as of October 16, 2026

Owner of Record	Individual Name on File
Mailing Address	408 E PARK ST, GENESEO, IL 61254-2035
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2026	Transfer on Death Deed, Transfer NONE LISTED ON DOCUMENT
Jul 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage BNC NAT'L BK
Feb 11, 2019	Warranty Deed, Transfer · Conventional Mortgage BNC NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 11, 2019 · Amount on File
Deed Sale	Feb 11, 2019 · Amount on File
Prior Sale	Apr 29, 2013 · Amount on File
Deed Document Number	201920-1900593
Last Transfer Date	Sep 9, 2026
Transfer Doc	0000005085
Record Updated	Oct 29, 2026

October 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	HENRY IL
Recording Date	Oct 2, 2026
Property Address	408 E PARK ST, GENESEO, IL 61254-2035
Document Number	0000005085
Instrument Date	Sep 9, 2026
Instrument	20265085
Transaction Type	Transfer
Record Updated	Oct 16, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENRY IL
Property Address	408 E PARK ST, GENESEO, IL 61254-2035
Document Number	0000004707
Instrument Date	Jul 17, 2020
Transaction Type	Mortgage
Record Updated	Sep 10, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	408 E PARK ST GENESEO IL 612542035, GENESEO, IL 61254-2035

Mortgage

Document Number	0000004707
Date	Jul 29, 2020
Instrument	4707

Lender

Name	BNC NAT'L BK
Type	Bank
Address	GLENDALE, AZ 85308

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 28, 2050

Interest

Rate Type	Fixed Rate
Rate	3%

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENRY IL
Recording Date	Feb 11, 2019
Property Address	408 E PARK ST, GENESEO, IL 61254-2035
Document Number	0000000593
Instrument Date	Jan 23, 2019
Instrument	20-1900593
Transaction Type	Transfer
Record Updated	Jun 15, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$193.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	408 E PARK ST, GENESEO, IL 61254-2035

Mortgage

Document Number	0000000594
Date	Feb 11, 2019
Instrument	20-1900594

Lender

Name	BNC NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2049

Interest

Rate Type	Fixed Rate
Rate	4.75%

Tax Assessment & Valuation

The 2025 property tax bill for 408 E Park St was $4,220 with a homeowner's exemption.

Source: Henry County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Henry County
County Subdivision	Geneseo Township
Municipality	Geneseo City
Unified School District	Geneseo Community Unit School District 228 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,220.00	$58,985 Land $7,361 Building $51,624	$176,955 Land $22,083 Building $154,872
2022		$46,879 Land $5,850 Building $41,029	$140,637 Land $17,550 Building $123,087
2021	$3,242.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 408 E Park St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 2, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 408 E Park St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GENESEO serves 6,539 people · EPA ID IL0730500
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	3 ppb (2026–2028) action level 15 ppb
Copper	1.4 mg/L (2015–2017) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 445 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Geneseo Communications Services Fiber · Fixed Wireless in parts of the area	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

Nearby Properties on E Park St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures