408 E Orlando Ave, Apt 13A, Ocoee, FL 34761 Property Records

Orange County property record for 408 E Orlando Ave, Apt 13A, Ocoee, FL 34761

Property Summary

Property Type	Condominium
Details	2 bd · 2.75 ba · 977 sqft · built 1974
Lot Size	0.226 acres (9,863 sqft)
Owner	Individual Name on Record
Last Sale	$190,000 (May 2025)
Tax Bill	$3,075 (2025)
Deeds & Mortgages	Oct 2022 Sale & Mortgage Oct 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`20-22-28-8086-01-130`

Property Details

APN / Parcel Number

Primary APN	`20-22-28-8086-01-130`
Alternative APNs	`282220808601130` `245140` `249987` `254555`

Interior

Bedrooms	2 Beds
Full Baths	2.75 Baths
Half Baths	1 Half Bath
Units	38 Units
Building Area	977 sqft Living Area
1st Floor Area	977 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1976
Architectural Style	Condo/Apartment
Exterior Material	Concrete Block
Roof Type	Flat
Roof Material	Tar & Gravel
Lot Area	9,863 sqft (0.226 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	408 E ORLANDO AVE, 13A
City	OCOEE
State	FL
Zip	34761-2905
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R-3
Legal Description	SLEEPY HARBOUR CONDO CB 3/11 BLDG A UNIT 13
Legal Range	28E
Legal Township	22S
Legal Section	20
Legal Subdivision	SLEEPY HARBOUR CONDO
Legal Tract	8086
Legal Block	1
Legal Lot Number	130
Legal Unit	13
Jurisdiction	ORANGE FL
Township / Civil Division	WINTER GARDEN-OCOEE
Census Block Group	1
Census Block	1020
Census Tract	18100

Owner

Source: Orange County records, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	408 E ORLANDO AVE, 13A, OCOEE, FL 34761-2905
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Oct 10, 2022	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Oct 10, 2022	Affidavit of Death of Joint Tenant, Transfer SOUTHERN TITLE, SOUTHERN TTL & ABSTRACT INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 8, 2025 · Amount on Record
Deed Sale	May 8, 2025 · Amount on Record
Prior Sale	Oct 10, 2022 · Amount on Record
Deed Document Number	2025269951
Prior Transfer Date	Oct 7, 2022
Prior Transfer Doc	0000614039
Record Updated	Oct 29, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Oct 10, 2022
Property Address	408 E ORLANDO AVE APT 13A, 13A, OCOEE, FL 34761-2905
Document Number	0000614042
Map Reference	MB 2504 PG 818
Instrument Date	Sep 30, 2022
Instrument	20220614042
Transaction Type	Transfer
Record Updated	Oct 27, 2022
Title Company	SOUTHERN TITLE, SOUTHERN TTL & ABSTRACT INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,249.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1410 S GRANT ST, 1410, LONGWOOD, FL 32750-6536

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	408 E ORLANDO AVE APT 13A, 13A, OCOEE, FL 34761-2905

Mortgage

Document Number	0000614043
Date	Oct 10, 2022
Instrument	20220614043

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2052

October 2022: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	ORANGE FL
Recording Date	Oct 10, 2022
Property Address	408 E ORLANDO AVE APT 13A, 13A, OCOEE, FL 34761-2905
Document Number	0000614040
Map Reference	MB 2504 PG 818
Instrument Date	Sep 15, 2022
Instrument	20220614040
Transaction Type	Transfer
Record Updated	Oct 27, 2022
Title Company	SOUTHERN TITLE, SOUTHERN TTL & ABSTRACT INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9001 N ORLANDO AVE, OCOEE, FL 34761

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Ocoee City
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$161,500 (-7.29%) Building $161,500	$161,500 (-7.29%) Building $161,500
2025	$3,075.00 (+1.55%)	$174,200 (+11.45%) Building $174,200	$174,200 (+11.45%) Building $174,200
2024	$3,028.00 (+11.82%)
2023	$2,708.00 (+362.12%)	$156,300 (+190.26%) Land $31,260 Building $125,040	$156,300 (+10.3%) Land $31,260 Building $125,040
2022	$586.00 Homeowner's exemption	$53,849	$141,700 Land $28,340 Building $113,360

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 33 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	33 in force
Nearby Flood Claims	18 (1994–2019)
Claims Outside the SFHA	4 of 18
Most Recent Claim	May 2019 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims Hurricane Frances, Sep 2004 · 4 claims Severe Storms, High Winds, Tornadoes, And Flooding, Dec 1997 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCOEE, CITY OF (2 WPS) serves 34,000 people · EPA ID FL3480204
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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