408 E Orchid Ln, Phoenix, AZ 85020 Property Records

Maricopa County property record for 408 E Orchid Ln, Phoenix, AZ 85020

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,393 sqft · built 1956
Lot Size	0.147 acres (6,400 sqft)
Owner	Individual Name on File
Last Sale	$395,000 (Aug 2021)
Tax Bill	$1,438 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Nov 2020 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`160-48-049`

Property Details

APN / Parcel Number

Primary APN	`160-48-049`
Alternative APN	`160480494`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,393 sqft Living Area
1st Floor Area	1,393 sqft

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Exterior Material	Block
Roof Material	Asphalt
Lot Area	6,400 sqft (0.147 acres)
Patio Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	408 E ORCHID LN
City	PHOENIX
State	AZ
Zip	85020-3127
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	NORTHTOWN 2 LOTS 287-295 MCR 68/04
Legal Subdivision	NORTHTOWN 2 LOTS 287-295
Legal Lot Number	290
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	2
Census Block	2014
Census Tract	105300

Owner

408 E Orchid Ln is owned and occupied by an individual who bought it in August 2021.

Source: Maricopa County records, as of June 29, 2026

Owner of Record	Individual Name on File
Mailing Address	408 E ORCHID LN, PHOENIX, AZ 85020-3127
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2021	Warranty Deed, Transfer · FHA Mortgage CHERRY CREEK MORTGAGE CO INC
Nov 30, 2020	Warranty Deed, Transfer · Commercial Mortgage MINGUS CAPITAL LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 4, 2021 · Amount on File
Deed Sale	Aug 4, 2021 · Amount on File
Prior Sale	Nov 30, 2020 · Amount on File
Deed Document Number	2021841716
Prior Transfer Date	Apr 7, 2007
Prior Transfer Doc	0001200442
Record Updated	Oct 29, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Aug 4, 2021
Property Address	408 E ORCHID LN, PHOENIX, AZ 85020-3127
Document Number	0000841716
Map Reference	MB 68 PG 4
Instrument Date	Jul 23, 2021
Instrument	20210841716
Transaction Type	Transfer
Record Updated	Nov 8, 2022
Title Company	SURETY TITLE AGENCY INC, SECURITY TITLE AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3841 S PONDEROSA DR, 3841, GILBERT, AZ 85297-7418

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	408 E ORCHID LN, PHOENIX, AZ 85020-3127

Mortgage

Document Number	0000841717
Date	Aug 4, 2021
Instrument	20210841717

Lender

Name	CHERRY CREEK MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2051

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Nov 30, 2020
Property Address	408 E ORCHID LN, PHOENIX, AZ 85020-3127
Document Number	0001172693
Map Reference	MB 68 PG 4
Instrument Date	Nov 17, 2020
Instrument	20201172693
Transaction Type	Transfer
Record Updated	Nov 8, 2022
Title Company	SECURITY TITLE AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6306 E COLBY ST, 6306, MESA, AZ 85205-7562

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7547 E NATAL AVE, MESA, AZ 85209-6249

Mortgage

Document Number	0001172694
Date	Nov 30, 2020
Instrument	20201172694

Lender

Name	MINGUS CAPITAL LLC
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 408 E Orchid Ln was $1,438.

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Secondary School District	Glendale Union High School District (09 - 12)
Elementary School District	Washington Elementary District (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$34,810 (+169.72%)	$348,100 (+5.77%) Land $69,600 Building $278,500
2025	$1,438.00	$12,906 (-62.21%)	$329,100 (-3.63%) Land $65,800 Building $263,300
2024		$34,150	$341,500 Land $68,300 Building $273,200
2023	$1,356.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 408 E Orchid Ln in Zone X, an area of moderate flood risk, though there have been 2 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1980–1990)
Most Recent Claim	Jul 1990 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 408 E Orchid Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 87% of Arizona
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 692 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	400 / 150
CenturyLink DSL · Fiber in parts of the area	140 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GeoLinks, Verizon.

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