408 E Oak St, Palmyra, PA 17078 Property Records

Lebanon County property record for 408 E Oak St, Palmyra, PA 17078

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,597 sqft · built 1955
Lot Size0.32 acres (13,939 sqft)
Owner2 Individual Names on File
Last Sale$172,000 (Nov 2013)
Tax Bill$5,792 (2026)
Deeds & MortgagesSep 2021 Mortgage
Jan 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN16-2292484-356919-0000

Property Details

APN / Parcel Number

Primary APN16-2292484-356919-0000
Alternative APN
  • 38015070

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,597 sqft Living Area
Basement Area1,597 sqft
Finished Basement500 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1955
Exterior MaterialBrick
Lot Area13,939 sqft (0.32 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHot Water
Heating FuelOil

Location & Zoning

Street Address408 E OAK ST
CityPALMYRA
StatePA
Zip17078-2525
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCONTROL #38015070
Legal Tract1
JurisdictionLEBANON PA
Township / Civil DivisionPALMYRA
Census Block Group2
Census Block2069
Census Tract3902

Owner

Source: Lebanon County records, as of April 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address408 E OAK ST, PALMYRA, PA 17078-2525
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 2, 2021Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORP
Jan 9, 2019Deed of Trust, Mortgage · VA Mortgage
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 6, 2013 · Amount on File
Deed SaleNov 6, 2013 · Amount on File
Deed Document Number201317369
Deed Book / Page2192 / 9896
Prior Transfer DateNov 30, 2012
Prior Transfer Doc0000020554
Record UpdatedJun 8, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLEBANON PA
Property Address408 E OAK ST, PALMYRA, PA 17078-2525
Transaction TypeMortgage
Record UpdatedSep 9, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000015751
DateSep 2, 2021
Book Page2302/7526
Instrument202115751
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueSep 1, 2051

January 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLEBANON PA
Property Address408 E OAK ST, PALMYRA, PA 17078-2525
Document Number0000000621
Instrument DateJan 9, 2019
Transaction TypeMortgage
Record UpdatedJan 30, 2019

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address408 E OAK ST PALMYRA PA 170782525, PALMYRA, PA 17078-2525

Mortgage

Document Number0000000621
DateJan 16, 2019
Book Page002258/001846
Instrument621
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueJan 15, 2049

Tax Assessment & Valuation

Source: Lebanon County assessment roll, as of April 20, 2026

Property Jurisdictions

TypeName
StatePennsylvania
CountyLebanon County
MunicipalityPalmyra Borough
Unified School DistrictPalmyra Area School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,792.00 (+14.67%)$200,100 (-) Land $36,600 Building $163,500
2024$5,051.00$200,100 Land $36,600 Building $163,500
2013$205,441 Land $37,577 Building $167,864

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 7, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims4 (1979–1988)
Claims Outside the SFHA4 of 4
Most Recent ClaimJul 1988 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPA AMER WATER CO
private · serves 50,200 people · EPA ID PA7220017
Water SourceSurface water
Last State InspectionMar 2024
Lead3 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 474 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T, PA.net, Upward Broadband.

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