408 E Morrison St, Frankfort, IN 46041 Property Records

Clinton County property record for 408 E Morrison St, Frankfort, IN 46041

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,423 sqft · built 1989
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$139,300 (Jul 2021)
Tax Bill	$2,085 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Apr 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-10-10-236-004.000-021`

Property Details

APN / Parcel Number

Primary APN	`12-10-10-236-004.000-021`
Alternative APNs	`00949272756` `01635066`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,423 sqft Living Area
1st Floor Area	1,423 sqft
Basement Area	746 sqft

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	132 ft deep x 66 ft wide
Terrain	High
Garage Type	Detached
Garage Area	936 sqft
Parking Spaces	3 Parking Spaces
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	00949272756
Street Address	408 E MORRISON ST
City	FRANKFORT
State	IN
Zip	46041-1741
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	016-03430-00 HARRIET FETTERS ADD LOT 22
Legal Subdivision	HARRIET FETTERS ADDITION
Legal Lot Number	22
Jurisdiction	CLINTON IN
Township / Civil Division	CENTER
Census Block Group	4
Census Block	4033
Census Tract	950500

Owner

Source: Clinton County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	408 E MORRISON ST, FRANKFORT, IN 46041-1741
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2021	Warranty Deed, Transfer · FHA Mortgage HALLMARK HOME MORTGAGE LLC
Apr 12, 2019	Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 6, 2021 · Amount on Record
Deed Sale	Jul 6, 2021 · Amount on Record
Prior Sale	Apr 12, 2019 · Amount on Record
Deed Document Number	20213196
Record Updated	Sep 20, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLINTON IN
Recording Date	Jul 6, 2021
Property Address	408 E MORRISON ST, FRANKFORT, IN 46041-1741
Document Number	0020213196
Map Reference	PL 2 PG 4
Instrument Date	Jul 2, 2021
Instrument	20213196
Transaction Type	Transfer
Record Updated	Feb 7, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	408 E MORRISON ST, FRANKFORT, IN 46041-1741

Mortgage

Document Number	0020213197
Date	Jul 6, 2021
Instrument	20213197

Lender

Name	HALLMARK HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

Mortgage

Document Number	0020213444
Date	Jul 19, 2021
Instrument	20213444

Lender

Name	INDIANA HOUSING & COMMUNITY DEVELOPMENT
Type	Government Agency
Address	FRANKFORT, IN 46041

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLINTON IN
Recording Date	Apr 12, 2019
Property Address	408 E MORRISON ST, FRANKFORT, IN 46041-1741
Document Number	0020191205
Map Reference	MB 2 PG 4
Instrument Date	Apr 11, 2019
Instrument	2019-1205
Transaction Type	Transfer
Record Updated	Feb 7, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	408 E MORRISON ST, FRANKFORT, IN 46041-1741

Mortgage

Document Number	0020191206
Date	Apr 12, 2019
Instrument	2019-1206

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

Tax Assessment & Valuation

Source: Clinton County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Clinton County
County Subdivision	Center Township
Municipality	Frankfort City
Unified School District	Frankfort Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,085.00 (-0.38%) Homeowner's exemption	$207,300 (+26.09%) Land $11,600 Building $195,700	$207,300 (+26.09%) Land $11,600 Building $195,700
2024	$2,093.00 (+11.45%)
2023	$1,878.00 (+19.47%)	$164,400 (+18.53%) Land $11,600 Building $152,800	$164,400 (+18.53%) Land $11,600 Building $152,800
2022	$1,572.00 Homeowner's exemption	$138,700 Land $11,600 Building $127,100	$138,700 Land $11,600 Building $127,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2014 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 78% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKFORT WATER WORKS serves 16,422 people · EPA ID IN5212003
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 647 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
On-Ramp Indiana Fixed Wireless	200 / 35

May also be available: FiberHawk, Nextlink, T-Mobile.

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