408 E McDamyn Cir, Winnebago, IL 61088 Property Records

Winnebago County property record for 408 E McDamyn Cir, Winnebago, IL 61088

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 4,203 sqft · built 1970
Lot Size	0.344 acres (15,000 sqft)
Owner	Individual Name on File
Last Sale	$98,000 (Mar 2019)
Tax Bill	$5,418 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Mar 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`521A029`

Property Details

APN / Parcel Number

Primary APN	`521A029`
Alternative APN	`1417202012`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	4,203 sqft Living Area
Gross Area	5,232 sqft
1st Floor Area	1,744 sqft
Basement Area	1,029 sqft

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Multi-Level
Exterior Material	Brick
Foundation Type	Raised
Lot Area	15,000 sqft (0.344 acres)
Lot Dimensions	150 ft deep x 100 ft wide
Driveway	Driveway
Deck Area	159 sqft
Shed	1 Shed
Shed Area	715 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	521A029
Street Address	408 E MCDAMYN CIR
City	WINNEBAGO
State	IL
Zip	61088-8548
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HILLCREST SUB PLT 2 PT W1/2 NE1/4 SEC17-26-11 LT LOT 003
Legal Subdivision	HILLCREST SUB PLT 2
Legal Lot Number	003
Jurisdiction	WINNEBAGO IL
Township / Civil Division	WINNEBAGO
Census Block Group	2
Census Block	2071
Census Tract	4200

Owner

408 E McDamyn Cir is owned and occupied by an individual who bought it in March 2019.

Source: Winnebago County records, as of July 28, 2026

Owner of Record	Individual Name on File
Mailing Address	408 E MCDAMYN CIR, WINNEBAGO, IL 61088-8548
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST NAT'L BK
Mar 1, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIRST NAT'L BK
Mar 20, 2019	Correction Deed, Transfer TITLE UNDERWRITERS AGENCY
Mar 4, 2019	Warranty Deed, Transfer · Conventional Mortgage FIRST NAT'L BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 20, 2019 · Amount on File
Deed Sale	Mar 20, 2019 · Amount on File
Prior Sale	Mar 4, 2019 · Amount on File
Record Updated	Oct 29, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	408 E MCDAMYN CIR, WINNEBAGO, IL 61088-8548
Document Number	0001012743
Instrument Date	Apr 22, 2020
Transaction Type	Mortgage
Record Updated	Jun 10, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	408 E MCDAMYN CIR WINNEBAGO IL 610888548, WINNEBAGO, IL 61088-8548

Mortgage

Document Number	0001012743
Date	May 19, 2020
Instrument	1012743

Lender

Name	FIRST NAT'L BK
Type	Bank
Address	BELOIT, WI 53511

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 18, 2035

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	408 E MCDAMYN CIR, WINNEBAGO, IL 61088-8548
Document Number	0001006762
Instrument Date	Mar 1, 2019
Transaction Type	Mortgage
Record Updated	Apr 11, 2019
Title Company	TITLE UNDERWRITERS AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	408 E MCDAMYN CIR WINNEBAGO IL 610888548, WINNEBAGO, IL 61088-8548

Mortgage

Document Number	0001006762
Date	Mar 20, 2019
Instrument	1006762

Lender

Name	FIRST NAT'L BK
Type	Bank
Address	BELOIT, WI 53511

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Mar 19, 2034

March 2019: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Mar 20, 2019
Property Address	408 E MCDAMYN CIR, WINNEBAGO, IL 61088-8548
Document Number	0001006761
Instrument Date	Feb 26, 2019
Instrument	1006761
Transaction Type	Transfer
Record Updated	Apr 10, 2019
Title Company	TITLE UNDERWRITERS AGENCY

Transaction

Amount	Amount on Record
Tax	$147.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	408 E MCDAMYN CIR WINNEBAGO IL 610888548, WINNEBAGO, IL 61088-8548

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Mar 4, 2019
Property Address	408 E MCDAMYN CIR, WINNEBAGO, IL 61088-8548
Document Number	0001004939
Instrument Date	Feb 26, 2019
Instrument	1004939
Transaction Type	Transfer
Record Updated	Mar 27, 2019
Title Company	TITLE UNDERWRITERS AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$147.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	408 E MCDAMYN CIR WINNEBAGO IL 610888548, WINNEBAGO, IL 61088-8548

Mortgage

Document Number	1004940
Date	Mar 4, 2019
Instrument	1004940

Lender

Name	FIRST NAT'L BK
Type	Bank
Address	BELOIT, WI 53511

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Mar 3, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 408 E McDamyn Cir was $5,418 with a homeowner's exemption.

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Winnebago Township
Municipality	Winnebago Village
Unified School District	Winnebago Community Unit School District 323 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,418.00	$71,492 Land $10,271 Building $61,221	$214,476 Land $30,813 Building $183,663
2022	Homeowner's exemption	$54,372 Land $7,890 Building $46,482	$163,116 Land $23,670 Building $139,446

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 408 E McDamyn Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 12, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 408 E McDamyn Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINNEBAGO serves 2,940 people · EPA ID IL2010500
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Silo Communications Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AaroBand.

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