Lafayette County property record for 408 E Main St, Odessa, MO 64076
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,905 sqft · built 1969 |
| Lot Size | 0.317 acres (13,800 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $175,000 (Jun 2019) |
| Tax Bill | $2,430 (2025) |
| Deeds & Mortgages | Feb 2021 Line of Credit Jun 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-7.0-36-4-002-025.000 |
| Primary APN | 14-7.0-36-4-002-025.000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,905 sqft Living Area |
| Basement Area | 1,905 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1969 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 13,800 sqft (0.317 acres) |
| Lot Dimensions | 138 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 696 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 408 E MAIN ST |
|---|---|
| City | ODESSA |
| State | MO |
| Zip | 64076-1114 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT LOTS 9 & 11 & ALL LOT 10 EMILU SUBD; 578-996, 651-649, 842-995, 2011DR0962, 2014DR4376, 2019DR2339, 2022DR3418 |
| Legal Range | 28 |
| Legal Township | 49 |
| Legal Section | 36 |
| Legal Subdivision | EMILU SUBD |
| Legal Lot Number | 9-10 |
| Jurisdiction | LAFAYETTE MO |
| Township / Civil Division | CLAY |
| Census Block Group | 1 |
| Census Block | 1035 |
| Census Tract | 90601 |
Source: Lafayette County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 408 E MAIN ST, ODESSA, MO 64076-1114 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 22, 2021 | Deed of Trust, Mortgage · Line of Credit CONCORDIA BANK |
| Jun 21, 2019 | Warranty Deed, Transfer · Stand-Alone First Mortgage STEVEN W COUCH |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 21, 2019 · Amount on Record |
| Deed Sale | Jun 21, 2019 · Amount on Record |
| Deed Document Number | 2019DR2339 |
| Last Transfer Date | Jun 29, 2022 |
| Transfer Doc | 2022DR3418 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAFAYETTE MO |
| Property Address | 408 E MAIN ST, ODESSA, MO 64076-1114 |
| Transaction Type | Mortgage |
| Record Updated | Jun 13, 2023 |
| Name | Verified Name |
|---|
| Document Number | 2021DR0889 |
|---|---|
| Date | Feb 22, 2021 |
| Instrument | 2021DR0889 |
| Name | CONCORDIA BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 61 Months |
| Due | Mar 1, 2026 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAFAYETTE MO |
| Recording Date | Jun 21, 2019 |
| Property Address | 408 E MAIN ST, ODESSA, MO 64076-1114 |
| Document Number | 2019DR2339 |
| Instrument Date | Jun 20, 2019 |
| Instrument | 2019DR2339 |
| Transaction Type | Transfer |
| Record Updated | Jun 13, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 408 E MAIN STREET TER, ODESSA, MO 64076-1269 |
| Document Number | 2019DR2340 |
|---|---|
| Date | Jun 21, 2019 |
| Instrument | 2019DR2340 |
| Name | STEVEN W COUCH |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Lafayette County assessment roll, as of October 28, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Lafayette County |
| Municipality | Odessa City |
| Unified School District | Odessa R-VII School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,430.00 (+11.52%) | $32,817 (+14%) | $172,720 (+14%) Land $22,290 Building $150,430 |
| 2024 | $2,179.00 | ||
| 2023 | $28,787 | $151,511 Land $19,551 Building $131,960 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 26, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1982) |
| Most Recent Claim | Aug 1982 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 94% of Missouri |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ODESSA PWS serves 5,202 people · EPA ID MO1010599 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 348 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Socket Telecom Fiber | 2,500 / 2,500 |
| Brightspeed Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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