Clay County property record for 408 E Main St, Apt 1, Smithville, MO 64089 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 3 ba · 2,352 sqft · built 1992 |
| Lot Size | 0.46 acres (20,038 sqft) |
| Owner | Company Name on File |
| Last Sale | $125,000 (Mar 2013) |
| Tax Bill | $3,261 (2023) |
| Deeds & Mortgages | Jul 2026 Sale Apr 2021 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 05-618-00-01-002.00 |
| Primary APN | 05-618-00-01-002.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Plumbing Fixtures | 16 Plumbing Fixtures |
| Total Rooms | 10 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 2,352 sqft Living Area |
| Gross Area | 4,128 sqft |
| 1st Floor Area | 1,200 sqft |
| Basement Area | 1,200 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Exterior Material | Aluminum/Vinyl |
| Roof Material | Composition Shingle |
| Lot Area | 20,038 sqft (0.46 acres) |
| Lot Dimensions | 185 ft deep x 63 ft wide |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 144 sqft |
| Patio Area | 288 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 408 E MAIN ST, 1 |
|---|---|
| City | SMITHVILLE |
| State | MO |
| Zip | 64089-8002 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TRS A & B (D-119) |
| Legal Range | 33W |
| Legal Township | 53N |
| Legal Section | 23 |
| Legal Subdivision | A |
| Legal Tract | A,B |
| Legal Block | 4 |
| Legal Lot Number | 4 |
| Jurisdiction | CLAY MO |
| Township / Civil Division | PLATTE |
| Census Block Group | 1 |
| Census Block | 1038 |
| Census Tract | 22000 |
Source: Clay County records · APN 05-618-00-01-002.00
Assessment roll updated May 27, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 603 QUINCY BLVD, SMITHVILLE, MO 64089-8615 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Jul 14, 2026 | Warranty Deed, Transfer ALLIANCE TITLE COMPANY |
| Apr 19, 2021 | Deed of Trust, Mortgage · Commercial Mortgage THE NODAWAY VALLEY BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 12, 2013 · Amount on Record |
| Deed Sale | Mar 12, 2013 · Amount on Record |
| Prior Sale | Sep 18, 2006 · Amount on Record |
| Deed Document Number | 20138864 |
| Deed Book / Page | 7052 / 88 |
| Last Transfer Date | Mar 07, 2014 |
| Transfer Doc | 0000006040 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY MO |
| Recording Date | Jul 14, 2026 |
| Property Address | 408 E MAIN ST, 1, SMITHVILLE, MO 64089-8002 |
| Document Number | 0000019164 |
| Book / Page | 10210 / 8 |
| Instrument Date | Jul 13, 2026 |
| Instrument | 202619164 |
| Transaction Type | Transfer |
| Record Updated | Jul 22, 2026 |
| Title Company | ALLIANCE TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership |
| Address | 6504 ROYAL ST, PLEASANT VALLEY, MO 64068-7883 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MO |
| Property Address | 408 E MAIN ST, SMITHVILLE, MO 64089-8879 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0000016661 |
|---|---|
| Date | Apr 19, 2021 |
| Book Page | 9028/131 |
| Instrument | 2021016661 |
| Name | THE NODAWAY VALLEY BANK |
|---|---|
| Type | Bank |
| Address | PLATTE CITY, MO 64079 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Clay County records · Assessment roll updated May 27, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Clay County |
| Municipality | Smithville City |
| Unified School District | Smithville R-II School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $51,380 (+8.79%) | $270,421 (+8.79%) | |
| 2023 | $3,261.00 (+17.13%) | $47,230 | $248,578 |
| 2019 | $2,784.00 |
Source: FEMA National Flood Hazard Layer, Clay County (29047C), updated May 10, 2018 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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