408 E Main Ave, Bowling Green, KY 42101 Property Records

Warren County property record for 408 E Main Ave, Bowling Green, KY 42101

Property Summary

Property Type	Mixed Use Commercial Office / Residential
Details	4,120 sqft · built 1930
Lot Size	0.06 acres (2,614 sqft)
Owner	Company Name on Record
Last Sale	$525,000 (Jul 2024)
Tax Bill	$1,682 (2025)
Deeds & Mortgages	Apr 2022 Mortgage May 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`039A-05-002`

Property Details

APN / Parcel Number

Primary APN	`039A-05-002`
Alternative APNs	`B0000474` `245439`

Interior

Plumbing Fixtures	18 Plumbing Fixtures
Stories	3 Stories
Building Area	4,120 sqft Gross Area
Flooring	Wood
Interior Walls	Plaster
Elevator	Elevator

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Construction Type	Masonry / Concrete Block
Fire Resistance	Masonry Walls, Wood Interior
Lot Area	2,614 sqft (0.06 acres)

Location & Zoning

Street Address	408 E MAIN AVE
City	BOWLING GREEN
State	KY
Zip	42101-2241
Property Category	Commercial
Property Type	Commercial > Office > Mixed Use Commercial Office / Residential
Jurisdiction	WARREN KY
Township / Civil Division	BOWLING GREEN
Census Block Group	1
Census Block	1011
Census Tract	10100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Downtown Commercial District listed 1979 · 74 contributing resources · NRIS 79003510

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Warren County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	408 E MAIN AVE, BOWLING GREEN, KY 42101-2241
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2022	Deed of Trust, Mortgage · Commercial Mortgage INDEPENDENCE BANK OF KENTUCKY
May 2, 2017	Deed of Trust, Mortgage · Commercial Mortgage INDEPENDENCE BANK OF KENTUCKY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 26, 2024 · Amount on Record
Deed Sale	Jul 26, 2024 · Amount on Record
Deed Document Number	20242061941
Deed Book / Page	1305 / 699
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN KY
Property Address	408 E MAIN AVE, BOWLING GREEN, KY 42101-2241
Transaction Type	Mortgage
Record Updated	May 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1007 WORTHINGTON SPRING DR, MELBOURNE, FL 32940-7995

Mortgage

Document Number	0M3277/698
Date	Apr 29, 2022
Book Page	M3277/698
Instrument	1949896

Lender

Name	INDEPENDENCE BANK OF KENTUCKY
Type	Bank
Address	BOWLING GREEN, KY 42104

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Apr 22, 2027

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN KY
Property Address	408 E MAIN AVE, BOWLING GREEN, KY 42101-2241
Transaction Type	Mortgage
Record Updated	Jul 4, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 936741
Date	May 2, 2017
Book Page	M2703/886
Instrument	936741

Lender

Name	INDEPENDENCE BANK OF KENTUCKY
Type	Bank
Address	BOWLING GREEN, KY 42104

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	59 Months
Due	Apr 21, 2022

Tax Assessment & Valuation

Source: Warren County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Kentucky
Municipality	Bowling Green City
County	Warren County
Unified School District	Bowling Green Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,682.00 (+51.94%)	$525,000 (+59.09%)	$525,000 (+59.09%)
2023	$1,107.00	$330,000	$330,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1978–1984)
Most Recent Claim	May 1984 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BOWLING GREEN MUNICIPAL UTILITIES serves 53,601 people · EPA ID KY1140038
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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