408 E Lotta St, Sioux Falls, SD 57105 Property Records

Minnehaha County property record for 408 E Lotta St, Sioux Falls, SD 57105 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,458 sqft · built 1976
Lot Size	0.219 acres (9,540 sqft)
Owner	2 Trust Names on File
Last Sale	$425,000 (Sep 2024)
Tax Bill	$5,444 (2025)
Deeds & Mortgages	Aug 2020 Line of Credit Dec 2020 Sale + 4 more
Flood Zone	Zone X (minimal risk)
APN	`01-22-33-329-021-000`

Property Details

APN / Parcel Number

Primary APN	`01-22-33-329-021-000`
Alternative APN	`49593`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	6 Rooms
Building Area	1,458 sqft Finished Area
1st Floor Area	1,458 sqft
Basement Area	1,292 sqft
Finished Basement	1,020 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Bi-Level
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,540 sqft (0.219 acres)
Lot Dimensions	120 ft deep x 79.5 ft wide
Garage Type	Attached
Garage Area	704 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	100 sqft
Deck Area	254 sqft
Patio Area	308 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	49593
Street Address	408 E LOTTA ST
City	SIOUX FALLS
State	SD
Zip	57105-7110
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 13 BLOCK 2 TOMAR HILLS ADDN TO CITY OF SIOUX FALLS
Legal Subdivision	TOMAR HILLS ADDN
Legal Block	2
Legal Lot Number	13
Jurisdiction	MINNEHAHA SD
Township / Civil Division	SIOUX FALLS
Census Block Group	2
Census Block	2025
Census Tract	1902

Owner

Source: Minnehaha County records · APN 01-22-33-329-021-000

Assessment roll updated July 16, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on File
Mailing Address	408 E LOTTA ST, SIOUX FALLS, SD 57105-7110
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Corporate Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2020	Deed of Trust, Mortgage · Line of Credit FIRST DAKOTA NATIONAL BANK
Dec 02, 2020	Warranty Deed, Transfer
Dec 02, 2020	Warranty Deed, Transfer · Conventional Mortgage AMERICAN STATE BANK
Oct 14, 2020	Deed, Transfer
May 16, 2019	Warranty Deed, Transfer
May 26, 2017	Personal Representative Deed, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 16, 2024 · Amount on Record
Deed Sale	Sep 16, 2024 · Amount on Record
Prior Sale	Dec 02, 2020 · Amount on Record
Deed Book / Page	628-D / 198
Record Updated	Sep 20, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	408 E LOTTA ST, SIOUX FALLS, SD 57105-7110
Transaction Type	Mortgage
Record Updated	May 03, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	230 S PHILLIPS AVE 611, 611, SIOUX FALLS, SD 57104-6470

Mortgage

Document Number	1895MTG/428
Date	Aug 21, 2020
Book Page	1895 MTG/428

Lender

Name	FIRST DAKOTA NATIONAL BANK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount Recorded

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MINNEHAHA SD
Recording Date	Dec 02, 2020
Property Address	408 E LOTTA ST, SIOUX FALLS, SD 57105-7110
Document Number	600DEED/696
Book / Page	600 DEED / 696
Instrument Date	Nov 24, 2020
Transaction Type	Transfer
Record Updated	May 03, 2023

Transaction

Amount	Amount Recorded
Tax	$241.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	800 E TOMAR RD, SIOUX FALLS, SD 57105-7007

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	408 E LOTTA ST, SIOUX FALLS, SD 57105-7110

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MINNEHAHA SD
Recording Date	Dec 02, 2020
Property Address	408 E LOTTA ST, SIOUX FALLS, SD 57105-7110
Document Number	600DEED/697
Book / Page	600 DEED / 697
Instrument Date	Nov 24, 2020
Transaction Type	Transfer
Record Updated	May 03, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$390.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	800 W TOMAR ROAD, SIOUX FALLS, SD 57105

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	408 E LOTTA ST, SIOUX FALLS, SD 57105-7110

Mortgage

Document Number	1906MTG/942
Date	Dec 02, 2020
Book Page	1906 MTG/942

Lender

Name	AMERICAN STATE BANK
Type	Bank
Address	SIOUX CENTER, IA 51250

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 01, 2050

October 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	MINNEHAHA SD
Recording Date	Oct 14, 2020
Property Address	408 E LOTTA ST, SIOUX FALLS, SD 57105-7110
Document Number	292MISC/769
Book / Page	292 MISC / 769
Instrument Date	Jul 01, 2020
Transaction Type	Transfer
Record Updated	May 03, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 2643, SIOUX FALLS, SD 57101-2643

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	800 E TOMAR RD, SIOUX FALLS, SD 57105-7007

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MINNEHAHA SD
Recording Date	May 16, 2019
Property Address	408 E LOTTA ST, SIOUX FALLS, SD 57105-7110
Document Number	589DEED/0047
Book / Page	589 DEED / 0047
Instrument Date	May 15, 2019
Transaction Type	Transfer
Record Updated	May 03, 2023

Transaction

Amount	Amount Recorded
Tax	$241.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5508 S SIROCCO AVE, SIOUX FALLS, SD 57108-6807

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4342 HUNT CLUB LN, WESTLAKE VILLAGE, CA 91361-4725

May 2017: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	MINNEHAHA SD
Recording Date	May 26, 2017
Property Address	408 E LOTTA ST, SIOUX FALLS, SD 57105-7110
Document Number	000575/817
Book / Page	575 / 817
Instrument Date	May 15, 2017
Instrument	000000711200
Transaction Type	Transfer
Record Updated	May 03, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Minnehaha County records · Assessment roll updated July 16, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Minnehaha County
Municipality	Sioux Falls City
Unified School District	Sioux Falls School District 49-5 (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$5,444.00	$405,400 (-9.75%) Land $38,500 Building $366,900
2024	$5,444.00 (-4.49%)	$449,200 (+16.92%) Land $38,500 Building $410,700
2022	$5,700.00	$384,200 Land $32,800 Building $351,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Minnehaha County (46099C), updated May 2, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 460990019022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 12 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	12 in force 8 of 12 on primary residences
Nearby Flood Claims	45 (1984–2024)
Claims Outside the SFHA	20 of 45
Most Recent Claim	Jun 2024, river or lake flooding, Severe Storms, Straight-line Winds, And Flooding
Flood Events	Severe Winter Storm, Snowstorm, And Flooding (Mar 2019), 16 claims Severe Storms And Flooding (Jul 2010), 16 claims Severe Storms, Tornadoes & Flooding (Jul 1993), 3 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

408 E Lotta St, Sioux Falls, SD 57105 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Exterior Amenities

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

August 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

December 2020: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

December 2020: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

October 2020: Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

May 2019: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

May 2017: Personal Representative Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Nearby Properties on E Lotta St

Nearby Streets

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