408 E Locust St, Rogers, AR 72756 Property Records

Benton County property record for 408 E Locust St, Rogers, AR 72756

Property Summary

Property TypeSingle Family Home
Details3 ba · 3,064 sqft · built 2021
Lot Size1 acres (43,560 sqft)
Owner2 Individual Names on File
Last Sale$160,000 (Jan 2020)
Tax Bill$6,246 (2025)
Deeds & MortgagesNov 2021 Mortgage
Oct 2020 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APN02-00186-000

Property Details

APN / Parcel Number

Primary APN02-00186-000
Alternative APNs
  • 11935.0
  • 11935

Interior

Full Baths3 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area3,064 sqft Living Area
1st Floor Area2,320 sqft

Exterior

Year BuiltBuilt 2021
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialMetal
Lot Area43,560 sqft (1 acres)
Garage TypeAttached

Exterior Amenities

PorchOpen Porch
Patio Area242 sqft
FenceFence
Greenhouse240 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number11935.0
Street Address408 E LOCUST ST
CityROGERS
StateAR
Zip72756-3854
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionA PART OF THE E 1/2 OF THE NW 1/4 OF SECTION 7, TOWN SHIP 19 NORTH, RANGE 29 WE ST, BENTON COUNTY, ARKANSA S, DESCRIBED AS BE
Legal Range29
Legal Township19
Legal Section07
Legal SubdivisionROGERS
Legal Block1
JurisdictionBENTON AR
Township / Civil Division1
Census Block Group2
Census Block2000
Census Tract20203

Owner

Source: Benton County records · APN 02-00186-000

Assessment roll updated January 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1802 W LAZY L ST, ROGERS, AR 72758-6144
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 09, 2021Deed of Trust, Mortgage · Conventional Mortgage
ARVEST BANK
Oct 21, 2020Deed of Trust, Construction Loan · Line of Credit
FIRST NAT'L BK/ROGERS
Jan 15, 2020Warranty Deed, Construction Loan · Line of Credit
FIRST NAT'L BK/ROGERS
Jun 05, 2017Loan Modification, Mortgage
ARVEST MTG

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 13, 2020 · Amount on Record
Deed SaleJan 13, 2020 · Amount on Record
Deed Document NumberL2020-002079
Deed Book / PageL2020 / 02079
Record UpdatedJun 08, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBENTON AR
Property Address408 E LOCUST ST, ROGERS, AR 72756-3854
Transaction TypeMortgage
Record UpdatedDec 13, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2021083982
DateNov 09, 2021
Instrument2021083982
Lender
NameARVEST BANK
TypeBank
AddressLOWELL, AR 72745
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueDec 01, 2036

October 2020: Deed of Trust, Construction Loan

Document TypeDeed of Trust
JurisdictionBENTON AR
Recording DateOct 21, 2020
Property Address408 E LOCUST ST, ROGERS, AR 72756-3854
Document Number0000067728
Instrument DateOct 20, 2020
Instrument67728
Transaction TypeConstruction Loan
Record UpdatedNov 03, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address16841 HERITAGE BAY RD ROGERS AR 727568251, ROGERS, AR 72756-8251

Mortgage

Document Number0000067728
DateOct 21, 2020
Instrument67728
Lender
NameFIRST NAT'L BK/ROGERS
TypeBank
AddressROGERS, AR 72758-8897
Agreement
TypeLine of Credit
AmountAmount Recorded
Term12 Months
DueOct 20, 2021
Interest
Rate TypeAdjustable Rate

January 2020: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionBENTON AR
Recording DateJan 15, 2020
Property Address408 E LOCUST ST, ROGERS, AR 72756-3854
Document Number0000002578
Instrument DateJan 08, 2020
Instrument2578
Transaction TypeConstruction Loan
Record UpdatedJan 28, 2020
Title CompanyRAINIER TITLE, RTC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$528.00
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1802 W LAZY L ST ROGERS AR 727586144, ROGERS, AR 72758-6144

Mortgage

Document Number2579
DateJan 15, 2020
Instrument2579
Lender
NameFIRST NAT'L BK/ROGERS
TypeBank
AddressROGERS, AR 72758-8897
Agreement
TypeLine of Credit
AmountAmount Recorded
Term12 Months
DueJan 14, 2021
Interest
Rate TypeAdjustable Rate

June 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionBENTON AR
Property Address408 E LOCUST ST, ROGERS, AR 72756-3854
Document Number000M198521
Instrument DateJun 05, 2017
Transaction TypeMortgage
Record UpdatedOct 11, 2017

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
AddressPO BOX 1156 BARTLESVILLE OK 740051156, BARTLESVILLE, OK 74005-1156

Mortgage

Document Number000M198521
DateSep 21, 2017
InstrumentM198521
Lender
NameARVEST MTG
TypeMortgage Company
AddressROGERS, AR 72756
Agreement
AmountAmount Recorded
Term36 Months
DueSep 20, 2020

Tax Assessment & Valuation

Source: Benton County records · Assessment roll updated January 1, 2025 · Last verified February 2026

Property Jurisdictions

TypeName
StateArkansas
CountyBenton County
MunicipalityRogers City
Unified School DistrictRogers Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,246.00 (+23%)$133,436 (+39%) Land $19,000 Building $114,436
2024$667,180 (+39%) Land $95,000 Building $572,180
2023$5,078.00$95,999 Land $8,000 Building $87,999$479,995 Land $40,000 Building $439,995

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 27, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskModerate
above 40% of the US · above 41% of Arkansas
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20

Based on FCC filings for 214 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemROGERS WATER UTILITIES
serves 81,443 people
Water SourcePurchased surface water from BEAVER WATER DISTRICT
Last State InspectionMar 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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