408 E Lewiston Ave, Ferndale, MI 48220 Property Records

Oakland County property record for 408 E Lewiston Ave, Ferndale, MI 48220

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 779 sqft · built 1921
Lot Size	0.103 acres (4,487 sqft)
Owner	Individual Name on File
Last Sale	$175,000 (Jun 2022)
Tax Bill	$4,277 (2025)
Deeds & Mortgages	May 2022 Mortgage Jun 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`24-25-27-451-001`

Property Details

APN / Parcel Number

Primary APN	`24-25-27-451-001`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	779 sqft Living Area
1st Floor Area	754 sqft
Basement Area	754 sqft
Finished Basement	754 sqft

Exterior

Year Built	Built 1921
Effective Year Built	Effective 1921
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	4,487 sqft (0.103 acres)
Lot Dimensions	132 ft deep x 33 ft wide
Garage Area	286 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	98 sqft
Deck Area	81 sqft
Patio Area	81 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	408 E LEWISTON AVE
City	FERNDALE
State	MI
Zip	48220-1318
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AI
Legal Description	T1N, R11E, SEC 27 ASTONS SUB OF KNOWLES HTS LOT 160
Legal Range	11E
Legal Township	01N
Legal Section	27
Legal Subdivision	ASTONS SUB
Legal Lot Number	160
Jurisdiction	OAKLAND MI
Township / Civil Division	FERNDALE
Census Block Group	1
Census Block	1014
Census Tract	173100

Owner

408 E Lewiston Ave is owned and occupied by an individual who bought it in June 2022.

Source: Oakland County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	408 E LEWISTON AVE, FERNDALE, MI 48220-1318
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 26, 2022	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE 1 INC
Jun 3, 2022	Warranty Deed, Transfer
Oct 9, 2018	Warranty Deed, Transfer · Conventional Mortgage FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 3, 2022 · Amount on File
Deed Sale	Jun 3, 2022 · Amount on File
Prior Sale	Oct 9, 2018 · Amount on File
Deed Document Number	2022390466
Deed Book / Page	57816 / 64
Prior Transfer Date	May 12, 2010
Prior Transfer Doc	0000100501
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	408 E LEWISTON AVE, FERNDALE, MI 48220-1318
Transaction Type	Mortgage
Record Updated	Aug 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24698 CHANCEL ST, HARRISON TOWNSHIP, MI 48045-1900

Mortgage

Document Number	0000387240
Date	May 26, 2022
Book Page	57797/791
Instrument	387240

Lender

Name	MORTGAGE 1 INC
Type	Mortgage Company
Address	STERLING HEIGHTS, MI 48314

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Jun 3, 2022
Property Address	408 E LEWISTON AVE, FERNDALE, MI 48220-1318
Document Number	0000390466
Book / Page	57816 / 64
Map Reference	LB 10 PG 24
Instrument Date	May 16, 2022
Instrument	390466
Transaction Type	Transfer
Record Updated	Aug 2, 2022

Transaction

Amount	Amount on Record
Tax	$1,312.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	408 E LEWISTON AVE, 408, FERNDALE, MI 48220-1318

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	408 E LEWISTON AVE, FERNDALE, MI 48220-1318

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Oct 9, 2018
Property Address	408 E LEWISTON AVE, FERNDALE, MI 48220-1318
Document Number	0000165833
Book / Page	52253 / 00513
Map Reference	LB 10 PG 24
Instrument Date	Oct 1, 2018
Instrument	165833
Transaction Type	Transfer
Record Updated	Jun 29, 2021
Title Company	LIBERTY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,152.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	408 E LEWISTON AVE, 408, FERNDALE, MI 48220-1318

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	408 E LEWISTON AVE, FERNDALE, MI 48220-1318

Mortgage

Document Number	0000165834
Date	Oct 9, 2018
Instrument	165834

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 408 E Lewiston Ave was $4,277 with a homeowner's exemption, down 2.8% from the year before.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Ferndale City
Unified School District	Ferndale Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,277.00 (-2.82%) Homeowner's exemption	$92,030	$184,060
2024	$4,401.00
2023		$79,570	$159,140
2021	$2,546.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 408 E Lewiston Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 408 E Lewiston Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FERNDALE serves 22,105 people · EPA ID MI0002280
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	May 2021
Lead	9 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead public education Nov 2020
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 756 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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