408 E Genesee St, Durand, MI 48429 Property Records

Shiawassee County property record for 408 E Genesee St, Durand, MI 48429

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,032 sqft · built 1947
Lot Size	0.394 acres (17,163 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,522 (2025)
Deeds & Mortgages	Apr 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`020-42-004-001`

Property Details

APN / Parcel Number

Primary APN	`020-42-004-001`
Alternative APN	`0204200400100`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,032 sqft Heated Area
1st Floor Area	1,032 sqft
Basement Area	1,032 sqft
Game Room	Game Room

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Lot Area	17,163 sqft (0.394 acres)
Lot Dimensions	132 ft deep x 130 ft wide
Garage Area	240 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	408 E GENESEE ST
City	DURAND
State	MI
Zip	48429-1405
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	SUB OF OUTLOT A OF DURAND LAND CO'S 2ND ADD. LOTS 1 AND 2 BLK. 4.
Legal Subdivision	DURAND LAND COS 2ND ADD
Legal Block	4
Legal Lot Number	1,2
Jurisdiction	SHIAWASSEE MI
Township / Civil Division	DURAND
Census Block Group	1
Census Block	1032
Census Tract	31900

Owner

Source: Shiawassee County assessment roll, APN 020-42-004-001, as of July 16, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	408 E GENESEE ST, DURAND, MI 48429-1405
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	Jul 08, 2025
Transfer Doc	0013290069
Record Updated	Sep 20, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHIAWASSEE MI
Property Address	408 E GENESEE ST, DURAND, MI 48429-1405
Document Number	0012450455
Instrument Date	Apr 13, 2018
Transaction Type	Mortgage
Record Updated	May 01, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	408 E GENESEE ST DURAND MI 484291405, DURAND, MI 48429-1405

Mortgage

Document Number	0012450455
Date	Apr 19, 2018
Book Page	001245/000455
Instrument	3308824

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240-2050

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 18, 2033

Tax Assessment & Valuation

Source: Shiawassee County assessment roll as of July 16, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Shiawassee County
Municipality	Durand City
Unified School District	Durand Area Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$95,010 (+8.25%)	$190,020 (+8.25%)
2025	$2,522.00 (+11.89%) Homeowner's exemption	$87,770 (+15.58%)	$175,540 (+15.58%)
2023	$2,254.00 Homeowner's exemption	$75,940	$151,880

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Shiawassee County (26155C), as of April 12, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 296 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: DayStarr.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system MI0001900, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF DURAND serves 3,446 people
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.