408 E Empire Ave, Spokane, WA 99207 Property Records

Spokane County property record for 408 E Empire Ave, Spokane, WA 99207

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 884 sqft · built 1906
Lot Size0.117 acres (5,100 sqft)
Owner2 Individual Names on Record
Last Sale$257,750 (Sep 2024)
Tax Bill$2,216 (2026)
Deeds & MortgagesAug 2024 Line of Credit
Sep 2024 Sale & Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN35053.0704

Property Details

APN / Parcel Number

Primary APN35053.0704

Interior

Bedrooms2 Beds
Full Baths1 Bath
Plumbing Fixtures4 Plumbing Fixtures
Total Rooms4 Rooms
Stories1 Story
Building Area884 sqft Living Area
Gross Area956 sqft
1st Floor Area884 sqft
Basement Area72 sqft

Exterior

Year BuiltBuilt 1906
Effective Year BuiltEffective 2019
Architectural StyleBungalow
Exterior MaterialAluminum/Vinyl
Foundation TypeConcrete
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area5,100 sqft (0.117 acres)
Lot Dimensions102 ft deep x 50 ft wide

Exterior Amenities

PorchOpen Frame Porch
Porch Area72 sqft
Patio Area60 sqft
Canopy132 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemBaseboard
Heating FuelElectric

Location & Zoning

Street Address408 E EMPIRE AVE
CitySPOKANE
StateWA
Zip99207-1716
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF
Legal DescriptionLIDGERWOOD PK L5 B86
Legal Range43E
Legal Township25N
Legal Section05
Legal SubdivisionLIDGERWOOD PK
Legal Block86
Legal Lot Number5
JurisdictionSPOKANE WA
Township / Civil DivisionSPOKANE
Census Block Group4
Census Block4048
Census Tract1400

Owner

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address408 E EMPIRE AVE, SPOKANE, WA 99207-1716
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried

Deeds, Mortgages & Sale History

DateDocument
Aug 16, 2024Deed of Trust, Mortgage · Line of Credit
NUMERICA CU
Sep 27, 2024Warranty Deed, Transfer · Conventional Mortgage
NUMERICA CU
Oct 15, 2019Warranty Deed, Transfer · FHA Mortgage
GUILD MORTGAGE CO
Jul 12, 2019Quit Claim Deed, Transfer · Construction Mortgage
FINANCE OF AMERICA COM'L LLC
Jun 14, 2019Warranty Deed, Transfer
WFG NATIONAL TITLE COMPANY/ESTN WA LLC, WFG NAT'L TITLE CO/ESTN WA LLC
Aug 21, 2018Warranty Deed, Transfer
INLAND PROF TITLE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 27, 2024 · Amount on Record
Deed SaleSep 27, 2024 · Amount on Record
Prior SaleOct 15, 2019 · Amount on Record
Deed Document Number20247375052
Prior Transfer DateAug 23, 2019
Prior Transfer Doc0006835629
Record UpdatedOct 29, 2026

August 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPOKANE WA
Property Address408 E EMPIRE AVE, SPOKANE, WA 99207-1716
Transaction TypeMortgage
Record UpdatedJan 29, 2026
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address408 E EMPIRE AVE, SPOKANE, WA 99207-1716

Mortgage

Document Number0007366991
DateAug 16, 2024
Instrument7366991
Lender
NameNUMERICA CU
TypeCredit Union
AddressVERADALE, WA 99037
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueAug 25, 2049
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSPOKANE WA
Recording DateSep 27, 2024
Property Address408 E EMPIRE AVE, SPOKANE, WA 99207-1716
Document Number0007375052
Map ReferenceVOL A PG 124
Instrument DateSep 24, 2024
Instrument7375052
Transaction TypeTransfer
Record UpdatedJan 29, 2026
Title CompanyWFG NATIONAL TITLE COMPANY/ESTN WA LLC, WFG NATL TTL CO OF EASTERN W

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,129.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address408 E EMPIRE AVE, SPOKANE, WA 99207-1716

Mortgage

Document Number0007375053
DateSep 27, 2024
Instrument7375053
Lender
NameNUMERICA CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2054

October 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSPOKANE WA
Recording DateOct 15, 2019
Property Address408 E EMPIRE AVE, SPOKANE, WA 99207-1716
Document Number0006853272
Map ReferenceVOL A PG 124
Instrument DateOct 15, 2019
Instrument6853272
Transaction TypeTransfer
Record UpdatedSep 16, 2021
Title CompanyWFG NATIONAL TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,764.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address408 E EMPIRE AVE, SPOKANE, WA 99207-1716

Mortgage

Document Number0006853273
DateOct 15, 2019
Instrument6853273
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2049

July 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSPOKANE WA
Recording DateJul 12, 2019
Property Address408 E EMPIRE AVE, SPOKANE, WA 99207-1716
Document Number0006821717
Instrument DateJul 11, 2019
Instrument6821717
Transaction TypeTransfer
Record UpdatedNov 27, 2019
Title CompanyINLAND PROF TITLE LLC

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address408 E EMPIRE AVE SPOKANE WA 992071716, SPOKANE, WA 99207-1716

Mortgage

Document Number6821718
DateJul 12, 2019
Instrument6821718
Lender
NameFINANCE OF AMERICA COM'L LLC
AddressCHARLOTTE, NC 28210
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueJul 11, 2020

June 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSPOKANE WA
Recording DateJun 14, 2019
Property Address408 E EMPIRE AVE, SPOKANE, WA 99207-1716
Document Number0006813373
Instrument DateJun 11, 2019
Instrument6813373
Transaction TypeTransfer
Record UpdatedJul 5, 2019
Title CompanyWFG NATIONAL TITLE COMPANY/ESTN WA LLC, WFG NAT'L TITLE CO/ESTN WA LLC

Transaction

AmountAmount Recorded
Tax$1,516.22
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address408 E EMPIRE AVE SPOKANE WA 992071716, SPOKANE, WA 99207-1716

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSPOKANE WA
Recording DateAug 21, 2018
Property Address408 E EMPIRE AVE, SPOKANE, WA 99207-1716
Document Number0006735860
Instrument DateAug 20, 2018
Instrument6735860
Transaction TypeTransfer
Record UpdatedOct 3, 2018
Title CompanyINLAND PROF TITLE LLC

Transaction

AmountAmount Recorded
Tax$1,340.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressPO BOX 9103 SPOKANE WA 992099103, SPOKANE, WA 99209-9103

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

TypeName
StateWashington
CountySpokane County
MunicipalitySpokane City
Unified School DistrictSpokane Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,216.00 (-0.81%)$226,500 (+3.1%) Land $70,000 Building $156,500$226,500 (+3.1%) Land $70,000 Building $156,500
2025$2,234.00 (+4.69%)$219,700 (-) Land $60,000 Building $159,700$219,700 (-) Land $60,000 Building $159,700
2024$2,134.00 (-0.93%)$219,700 (+41.01%) Land $60,000 Building $159,700$219,700 (+41.01%) Land $60,000 Building $159,700
2023$2,154.00 (+17.83%)$155,800 Land $35,000 Building $120,800$155,800 Land $35,000 Building $120,800
2022$1,828.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF SPOKANE
serves 346,138 people · EPA ID WA5383100
Water SourceGroundwater
Last State InspectionSep 2024
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 822 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
TDS Telecom
Fiber
8,000 / 8,000
CenturyLink
Fiber · DSL in parts of the area
2,000 / 1,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
Wind Wireless
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20
Intermax Networks
Fixed Wireless
100 / 20

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