Madison County property record for 408 E Emerson St, Peru, IA 50222
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 2,048 sqft · built 1920 |
| Lot Size | 7.93 acres (345,431 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $271,000 (Sep 2018) |
| Tax Bill | $5,578 (2025) |
| Deeds & Mortgages | Sep 2018 Mortgage Jul 2017 Mortgage + 1 more |
| Flood Zone | Zone A (high risk) |
| APN | 930001100021000 |
| Primary APN | 930001100021000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,048 sqft Living Area |
| 1st Floor Area | 1,024 sqft |
| Basement Area | 1,024 sqft |
| Unfinished Basement | 1,024 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 345,431 sqft (7.93 acres) |
| Garage Type | Detached |
| Garage Area | 896 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 340 sqft |
| Deck Area | 364 sqft |
| Granary | 154 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 408 E EMERSON ST |
|---|---|
| City | PERU |
| State | IA |
| Zip | 50222-8209 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TR S OF EMERSON ST W OF CLANTON CREEK S1/2 NE NE W1074.5' TO RR, SW 519';E1421 TO CREEK; N TO POB MISC SEC APPRX 7.93A |
| Legal Range | 27W |
| Legal Township | 74N |
| Legal Section | 11 |
| Jurisdiction | MADISON IA |
| Township / Civil Division | WALNUT |
| Census Block Group | 4 |
| Census Block | 4086 |
| Census Tract | 60300 |
Source: Madison County records, as of August 10, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 408 E EMERSON ST, PERU, IA 50222-8209 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 7, 2018 | Deed of Trust, Mortgage · VA Mortgage GERSHMAN INVESTMENT |
| Jul 20, 2017 | Deed of Trust, Mortgage VERIDIAN CU |
| Sep 7, 2018 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 7, 2018 · Amount on Record |
| Deed Sale | Sep 7, 2018 · Amount on Record |
| Prior Sale | Jun 10, 2015 · Amount on Record |
| Deed Document Number | 20182898 |
| Deed Book / Page | 2018 / 2898 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON IA |
| Property Address | 408 E EMERSON ST, PERU, IA 50222-8209 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000002018/0000002899 |
|---|---|
| Date | Sep 7, 2018 |
| Book Page | 0000002018/0000002899 |
| Instrument | 000000002899 |
| Name | GERSHMAN INVESTMENT |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 352 Months |
| Due | Jan 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON IA |
| Property Address | 408 E EMERSON ST, PERU, IA 50222-8209 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2017/2232 |
|---|---|
| Date | Jul 20, 2017 |
| Book Page | 2017/2232 |
| Instrument | 2017 2232 |
| Name | VERIDIAN CU |
|---|---|
| Type | Credit Union |
| Address | WATERLOO, IA 50704 |
| Amount | Amount Recorded |
|---|---|
| Term | 181 Months |
| Due | Aug 1, 2032 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON IA |
| Recording Date | Sep 7, 2018 |
| Property Address | 408 E EMERSON ST, PERU, IA 50222-8209 |
| Document Number | 2018/2898 |
| Book / Page | 2018 / 2898 |
| Instrument Date | Aug 24, 2018 |
| Instrument | 000000002898 |
| Transaction Type | Transfer |
| Record Updated | Oct 21, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 408 E EMERSON ST, PERU, IA 50222-8209 |
Source: Madison County assessment roll, as of October 20, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Madison County |
| Municipality | East Peru City |
| Unified School District | Winterset Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,578.00 | $331,600 (+3.11%) Land $84,700 Building $246,900 | $331,600 (+3.11%) Land $84,700 Building $246,900 |
| 2024 | $5,578.00 (+6.21%) | ||
| 2023 | $321,600 Land $84,700 Building $236,900 | $321,600 Land $84,700 Building $236,900 | |
| 2022 | $5,252.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 81% of Iowa |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| OmniTel-Interstate Cablevision Fiber | 8,000 / 8,000 |
| Verizon Fixed Wireless | 300 / 20 |
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