408 E Elm St, Streator, IL 61364 Property Records

LaSalle County property record for 408 E Elm St, Streator, IL 61364

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,094 sqft · built 1900
Lot Size	0.207 acres (9,053 sqft)
Owner	Individual Name on File
Last Sale	$148,500 (Sep 2026)
Tax Bill	$1,481 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Sep 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`33-25-325-015`

Property Details

APN / Parcel Number

Primary APN	`33-25-325-015`
Alternative APN	`28-25-357-015`

Interior

Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	2 Stories
Building Area	1,094 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Lot Area	9,053 sqft (0.207 acres)

Location & Zoning

Street Address	408 E ELM ST
City	STREATOR
State	IL
Zip	61364-2365
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TOWN OF STREATOR, S10' LT 9 & ALL LT 12 BLK 16 SEC 25-31-3
Legal Range	03
Legal Township	31
Legal Section	25
Legal Subdivision	STREATOR (ORIGINAL TOWN)
Legal Block	16
Legal Lot Number	9-12
Jurisdiction	LASALLE IL
Township / Civil Division	BRUCE
Census Block Group	2
Census Block	2006
Census Tract	964300

Owner

408 E Elm St is owned and occupied by an individual who bought it in September 2026.

Source: LaSalle County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	408 E ELM ST, STREATOR, IL 61364-2365
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2026	Warranty Deed, Transfer · FHA Mortgage NEIGHBORS BANK
Sep 8, 2026	Deed of Trust, Mortgage · Conventional Mortgage NEIGHBORS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 8, 2026 · Amount on File
Deed Sale	Sep 8, 2026 · Amount on File
Deed Document Number	20269409
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LASALLE IL
Recording Date	Sep 8, 2026
Property Address	408 E ELM ST, STREATOR, IL 61364-2365
Document Number	0000009409
Instrument Date	Sep 8, 2026
Instrument	20269409
Transaction Type	Transfer
Record Updated	Sep 25, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$22,497.75
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	408 E ELM ST, STREATOR, IL 61364-2365

Mortgage

Date	Sep 8, 2026

Lender

Name	NEIGHBORS BANK

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate
Rate	7.75%
Initial Type	Fixed Rate
Max Rate	-1%

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LASALLE IL
Recording Date	Sep 8, 2026
Property Address	408 E ELM ST, STREATOR, IL 61364-2365
Document Number	0000009411
Instrument Date	Aug 20, 2026
Instrument	20269411
Transaction Type	Mortgage
Record Updated	Sep 25, 2026
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	408 E ELM ST, STREATOR, IL 61364-2365

Mortgage

Document Number	0000009411,
Date	Sep 8, 2026
Instrument	20269411

Lender

Name	NEIGHBORS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Sep 1, 2036

Interest

Rate Type	Fixed Rate
Rate	9.75%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 408 E Elm St was $1,481, down 8.7% from the year before.

Source: LaSalle County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	LaSalle County
County Subdivision	Bruce Township
Municipality	Streator City
Elementary School District	Streator Elementary School District 44 (PK - 08)
Secondary School District	Streator Township High School District 40 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,481.00 (-8.75%)	$40,561 Land $2,975 Building $37,586	$121,683 Land $8,925 Building $112,758
2024	$1,623.00
2023		$29,980 (+14.47%) Land $2,199 Building $27,781	$89,940 (+14.47%) Land $6,597 Building $83,343
2022		$26,190 Land $1,921 Building $24,269	$78,570 Land $5,763 Building $72,807

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 408 E Elm St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 408 E Elm St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-STREATOR private · serves 19,000 people · EPA ID IL0995030
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 384 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	8,000 / 8,000
Mediacom Xtream Cable	1,000 / 50

May also be available: Frontier, T-Mobile, Verizon.

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