Montague County property record for 408 E Derby St, Saint Jo, TX 76265
| Property Type | Single Family Home |
|---|---|
| Details | 1,176 sqft · built 1921 |
| Lot Size | 1.48 acres (64,469 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $436 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | R000022821 |
| Primary APN | R000022821 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,176 sqft Total Area |
| Gross Area | 2,305 sqft |
| Year Built | Built 1921 |
|---|---|
| Lot Area | 64,469 sqft (1.48 acres) |
| Garage Type | Detached |
| Garage Area | 460 sqft |
| Porch | Porch |
| Porch Area | 172 sqft |
| Account Number | 20141.0000.0000.0079 |
|---|---|
| Old Parcel Number | 20141.0000.0000.0079 |
| Street Address | 408 E DERBY ST |
| City | SAINT JO |
| State | TX |
| Zip | 76265-2253 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ACRES: 1.480 AB 141 JAS B CRABTREE SURVEY |
| Jurisdiction | MONTAGUE TX |
| Township / Civil Division | ST. JO |
| Census Block Group | 1 |
| Census Block | 1109 |
| Census Tract | 950100 |
Source: Montague County records · APN R000022821
Assessment roll updated September 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 408 DERBY ST, SAINT JO, TX 76265-2176 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 02, 2004 |
| Deed Sale | Jun 02, 2004 |
| Record Updated | Jun 08, 2026 |
Source: Montague County records · Assessment roll updated September 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Montague County |
| Municipality | Saint Jo City |
| Unified School District | Saint Jo Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $436.00 (+30.93%) Homeowner's exemption | $165,810 (+47.49%) Land $33,300 Building $132,510 | $165,810 (+47.49%) Land $33,300 Building $132,510 |
| 2023 | $112,420 Land $33,300 Building $79,120 | $112,420 Land $33,300 Building $79,120 | |
| 2022 | $333.00 |
Source: FEMA National Flood Hazard Layer as of August 16, 2011 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 10 (1993–2025) |
| Claims Outside the SFHA | 5 of 10 |
| Most Recent Claim | Apr 2025 · river or lake flooding |
| Claims by Event |
|
| Wildfire Risk | Moderate above 68% of the US · above 56% of Texas |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Nortex Communications Fiber | 2,000 / 2,000 |
May also be available: AMG Technology Investment Group, ElektraFi.
Based on FCC filings for 165 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF SAINT JO serves 881 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Coliform assessment Aug 2020 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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